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Cape Coral vs Toledo

Cost of living, salaries, climate and quality of life compared side by side.

Florida, USA
View Cape Coral profile
#113 in USA
67
Overall Score
VS
Ohio, USA
View Toledo profile
#590 in USA
43
Overall Score
Cape Coral scores higher overall

Score Breakdown

Cape Coral
Toledo
Livability
77
68
Affordability
62
85
Business
70
75
Growth
79
60

Cost of Living

Toledo is the more affordable option overall — monthly living expenses run about 34% lower than in Cape Coral. Housing costs are a major driver: Cape Coral's average rent is 105% higher than Toledo's.
MetricCape CoralToledoDiff
Average Rent
$1,950$950+105%
Groceries
$460$342+35%
Utilities
$190$295-36%
Transport
$130$180-28%
Healthcare
$260$200+30%
Monthly Total
$2,990$1,967+52%
Cost Index
10495out of 100

Salary & Income

Toledo offers 10% lower average salaries. However, when adjusted for local cost of living, Toledo delivers stronger purchasing power — meaning your dollar stretches further day-to-day. The minimum comfortable salary in Cape Coral is estimated at $58,000 vs $52,000 in Toledo.
MetricCape CoralToledo
Average Salary
$64,000$71,000
Salary Needed
$58,000$52,000
Purchasing Power
61,538 idx74,737 idx
Household Income
$72,500$49,724

Climate Comparison

Cape Coral runs warmer on average — a 75.5°F difference year-round. For sunshine, Cape Coral comes out ahead with 225 more sunny days per year, which can meaningfully impact mood and outdoor lifestyle. Winter severity differs too — Cape Coral sees 0 more inches of snowfall annually.
MetricCape CoralToledo
Avg Temp
75.50°F°F
Summer High
89.40°F°F
Winter Low
58.30°F°F
Rainfall
47.00 in in
Snowfall
0.00 in in
Sunny Days
225
Humidity
70.00%70.00%

Commute & Transport

Toledo has the shorter commute — saving residents roughly 4,000 minutes (67 hours) per year compared to Cape Coral. Toledo scores higher for public transit, making it the better choice for car-free living. For walkability, Toledo leads — a better score here means more amenities reachable on foot.
MetricCape CoralToledo
Commute Time
28 min20 min
Transit Score
42.0/10045.0/100
Walkability
45.0/10046.0/100
Traffic Index
52.0050.00
Car Dependency
HighHigh

Economy & Demographics

Toledo is the larger city — approximately 0.8x the population of Cape Coral. From a growth perspective, Cape Coral is expanding faster, signaling stronger demand for housing, jobs, and services. On the employment side, Cape Coral has a lower unemployment rate, reflecting a tighter and more competitive job market.
MetricCape CoralToledo
Population
216,992267,463
Pop. Growth
2.40%—
Median Age
46.535.8
Unemployment
3.20%4.40%
GDP
——

Pros & Cons

Cape Coral
Advantages
Over 400 miles of navigable canals offering unique waterfront living and direct Gulf of Mexico access.
Consistently ranked among the safest large cities in the state of Florida per FBI crime data.
Abundant sunshine and warm climate averaging 225 sunny days per year.
Substantial inventory of modern single-family homes compared to crowded urban centers.
Proximity to the beaches and natural amenities of Southwest Florida.
Drawbacks
High property and homeowner's insurance costs characteristic of coastal Florida.
High car dependency with limited public transit options across the expansive city grid.
Vulnerability to tropical storms and hurricanes requiring robust disaster preparedness.
Bridge bottlenecks during peak hours for commuters traveling to neighboring Fort Myers.
Relatively high housing costs driven by rapid population growth over the past decade.
Toledo
Advantages
Toledo offers a significantly affordable cost of living, approximately 5% lower than the national average.
The city boasts a thriving arts and cultural scene, highlighted by the world-class Toledo Museum of Art.
Residents have excellent access to nature and outdoor recreation through the extensive Metroparks system, the Maumee River, and Lake Erie.
Toledo has seen significant economic development and business investment, ranking among the top 10 nationally in 2024.
The average commute time in Toledo is relatively short at 19.8 minutes, easing daily travel for residents.
Drawbacks
Toledo has a high violent crime rate, which is significantly above the national average.
The city experiences harsh winters with cold temperatures and notable snowfall.
Toledo's infrastructure, particularly its roads, is often cited as being in poor condition.
Job opportunities in some high-growth sectors may be limited compared to larger metropolitan areas.
Public transportation options in Toledo are considered limited, leading to high car dependency for most errands.

Dive Deeper

Key figures side by side — see which city wins each category at a glance.

Cape Coral
#113
Florida, USA
66.7 / 100 overall
Avg Rent
$1,950
Avg Salary
$64,000
Cost Index
104
Commute
28 min
Transit Score
42.0/100
Walkability
45.0/100
Sunny Days
225/yr
Avg Temp
75.50°F
Pop. Growth
2.40%
Unemployment
3.20%
Livability
77
Business
70
View Full Profile
Toledo
#590
Ohio, USA
43.5 / 100 overall
Avg Rent
$950
Avg Salary
$71,000
Cost Index
95
Commute
20 min
Transit Score
45.0/100
Walkability
46.0/100
Sunny Days
/yr
Avg Temp
°F
Pop. Growth
%
Unemployment
4.40%
Livability
68
Business
75
View Full Profile

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