Demo mode active: payments are running in test mode — no real charges will be made to your card. Testing gateway
Houston
Texas, USA
#58 in USA
70
Overall Score
VS
Toledo
Ohio, USA
#75 in USA
68
Overall Score
Houston scores higher overall

Score Breakdown

Houston
Toledo
Livability
68
68
Affordability
75
85
Business
72
75
Growth
70
60

Cost of Living

Toledo is the more affordable option overall — monthly living expenses run approximately 64% higher compared to Houston. Housing costs are a major driver: Houston's average rent is 89% higher than Toledo's.
MetricHoustonToledoDiff
Average Rent
$1,800$950+89%
Groceries
$682$342+99%
Utilities
$253$295-14%
Transport
$348$180+93%
Healthcare
$141$200-30%
Monthly Total
$3,224$1,967+64%
Cost Index
9395out of 100

Salary & Income

Houston offers 6% higher average salaries. However, when adjusted for local cost of living, Houston delivers stronger purchasing power — meaning your dollar stretches further day-to-day. The minimum comfortable salary in Houston is estimated at $69,000 vs $52,000 in Toledo.
MetricHoustonToledo
Average Salary
$75,200$71,000
Salary Needed
$69,000$52,000
Purchasing Power
80,860 idx74,737 idx
Household Income
$97,458$49,724

Climate Comparison

Both cities share a similar average temperature, within 0°F of each other.
MetricHoustonToledo
Avg Temp
°F°F
Summer High
°F°F
Winter Low
°F°F
Rainfall
in in
Snowfall
in in
Sunny Days
Humidity
75.00%70.00%

Commute & Transport

Toledo has the shorter commute — saving residents roughly 4,000 minutes (67 hours) per year compared to Houston. Toledo scores higher for public transit, making it the better choice for car-free living. For walkability, Houston leads — a better score here means more amenities reachable on foot.
MetricHoustonToledo
Commute Time
28 min20 min
Transit Score
36.0/1045.0/10
Walkability
49.0/1046.0/10
Traffic Index
180.0050.00
Car Dependency
HighHigh

Economy & Demographics

Houston is the larger city — approximately 8.7x the population of Toledo. From a growth perspective, Houston is expanding faster, signaling stronger demand for housing, jobs, and services. On the employment side, Houston has a lower unemployment rate, reflecting a tighter and more competitive job market.
MetricHoustonToledo
Population
2,319,119267,463
Pop. Growth
1.60%%
Median Age
34.035.8
Unemployment
4.20%4.40%
GDP
$0.0B$0.0B

Pros & Cons

Houston
Advantages
The cost of living in Houston is 6% lower than the national average, making it a budget-friendly major city.
Houston's job market is projected to add 75,000 new jobs in 2025, with strong growth in healthcare, energy, and professional services.
Violent crime rates in Houston saw significant declines between 2024 and 2025, with homicides dropping by 17%.
The city is a major hub for healthcare, home to the Texas Medical Center, offering high-quality medical services.
Houston exhibits a strong entrepreneurial climate, with a 92% rise in small business account applications from 2024 to 2025.
Drawbacks
Houston's overall crime rate remains high compared to many other U.S. communities, with a 1 in 17 chance of being a victim of violent or property crime in 2024.
Summers in Houston are characterized by oppressive heat and high humidity, with average daily highs above 89°F from June to September.
The city experiences significant traffic congestion, leading to a high car dependency and an average commute time of 28 minutes.
Houston's walkability and transit scores are relatively low, making it challenging to get around without a car.
While the metro area is growing, population growth within the city of Houston itself slowed significantly in 2025.
Toledo
Advantages
Toledo offers a significantly affordable cost of living, approximately 5% lower than the national average.
The city boasts a thriving arts and cultural scene, highlighted by the world-class Toledo Museum of Art.
Residents have excellent access to nature and outdoor recreation through the extensive Metroparks system, the Maumee River, and Lake Erie.
Toledo has seen significant economic development and business investment, ranking among the top 10 nationally in 2024.
The average commute time in Toledo is relatively short at 19.8 minutes, easing daily travel for residents.
Drawbacks
Toledo has a high violent crime rate, which is significantly above the national average.
The city experiences harsh winters with cold temperatures and notable snowfall.
Toledo's infrastructure, particularly its roads, is often cited as being in poor condition.
Job opportunities in some high-growth sectors may be limited compared to larger metropolitan areas.
Public transportation options in Toledo are considered limited, leading to high car dependency for most errands.

Dive Deeper

Key figures side by side — see which city wins each category at a glance.

Houston
#58
Texas, USA
70.0 / 100 overall
Avg Rent
$1,800
Avg Salary
$75,200
Cost Index
93
Commute
28 min
Transit Score
36.0/10
Walkability
49.0/10
Sunny Days
/yr
Avg Temp
°F
Pop. Growth
1.60%
Unemployment
4.20%
Livability
68
Business
72
View Full Profile
Toledo
#75
Ohio, USA
68.0 / 100 overall
Avg Rent
$950
Avg Salary
$71,000
Cost Index
95
Commute
20 min
Transit Score
45.0/10
Walkability
46.0/10
Sunny Days
/yr
Avg Temp
°F
Pop. Growth
%
Unemployment
4.40%
Livability
68
Business
75
View Full Profile

Calculate Your Cost Impact

Estimate the salary you'd need when moving between Houston and Toledo.

Open Cost Calculator