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Mishawaka vs Terre Haute

Cost of living, salaries, climate and quality of life compared side by side.

Indiana, USA
View Mishawaka profile
#305 in USA
61
Overall Score
VS
Indiana, USA
View Terre Haute profile
#413 in USA
58
Overall Score
Mishawaka scores higher overall

Score Breakdown

Mishawaka
Terre Haute
Livability
75
70
Affordability
82
85
Business
70
63
Growth
69
64

Cost of Living

Terre Haute is the more affordable option overall — monthly living expenses run about 14% lower than in Mishawaka. Housing costs are a major driver: Mishawaka's average rent is 24% higher than Terre Haute's.
MetricMishawakaTerre HauteDiff
Average Rent
$1,050$850+24%
Groceries
$390$350+11%
Utilities
$175$165+6%
Transport
$115$110+5%
Healthcare
$230$210+10%
Monthly Total
$1,960$1,685+16%
Cost Index
9284out of 100

Salary & Income

Mishawaka offers 8% higher average salaries. However, when adjusted for local cost of living, Terre Haute delivers stronger purchasing power — meaning your dollar stretches further day-to-day. The minimum comfortable salary in Mishawaka is estimated at $48,000 vs $42,000 in Terre Haute.
MetricMishawakaTerre Haute
Average Salary
$56,000$52,000
Salary Needed
$48,000$42,000
Purchasing Power
60,870 idx61,905 idx
Household Income
$54,291$47,500

Climate Comparison

Both cities share a similar average temperature, within 4.3°F of each other. For sunshine, Terre Haute comes out ahead with 17 more sunny days per year, which can meaningfully impact mood and outdoor lifestyle. Winter severity differs too — Mishawaka sees 22.3 more inches of snowfall annually.
MetricMishawakaTerre Haute
Avg Temp
50.90°F55.20°F
Summer High
81.60°F84.50°F
Winter Low
18.80°F21.70°F
Rainfall
37.20 in39.70 in
Snowfall
40.90 in18.60 in
Sunny Days
240257
Humidity
70.00%70.00%

Commute & Transport

Terre Haute has the shorter commute — saving residents roughly 1,500 minutes (25 hours) per year compared to Mishawaka. Mishawaka scores higher for public transit, making it the better choice for car-free living. For walkability, Mishawaka leads — a better score here means more amenities reachable on foot.
MetricMishawakaTerre Haute
Commute Time
21 min18 min
Transit Score
42.0/10035.0/100
Walkability
53.0/10042.0/100
Traffic Index
41.0030.00
Car Dependency
HighHigh

Economy & Demographics

Terre Haute is the larger city — approximately 0.9x the population of Mishawaka. From a growth perspective, Mishawaka is expanding faster, signaling stronger demand for housing, jobs, and services.
MetricMishawakaTerre Haute
Population
51,02158,380
Pop. Growth
0.27%0.20%
Median Age
36.035.5
Unemployment
4.10%4.10%
GDP
——

Pros & Cons

Mishawaka
Advantages
Median home prices and overall living costs remain significantly more affordable than the national average.
Extensive outdoor recreation is available via the scenic Riverwalk trail system along the St. Joseph River.
Proximity to the University of Notre Dame provides easy access to major collegiate sports, arts, and cultural events.
Strategic Midwestern location offers rapid highway access to Chicago, Indianapolis, and the Michigan border.
Comprehensive local healthcare infrastructure is anchored by the modern Franciscan Health Mishawaka facility.
Drawbacks
Winters feature heavy lake-effect snowfall, requiring active municipal snow removal and winter driving preparedness.
Public transit options are limited outside of main bus routes, resulting in high car dependency for daily commutes.
Local median household income trails state and national benchmarks, constraining broader wage growth.
Poverty rates in select older urban residential pockets slightly exceed national averages.
Retail-heavy corridors like Grape Road experience notable traffic congestion during peak holiday and weekend shopping hours.
Terre Haute
Advantages
Median home prices in Terre Haute are substantially lower than the national average per recent housing market data.
The city features multiple reputable higher education institutions including Indiana State University and Rose-Hulman.
An affordable cost of living allows residents to stretch their household budgets further compared to major metro areas.
A manageable average commute time reduces daily transit stress for local workers.
Ongoing downtown revitalization projects are bringing new dining, retail, and entertainment options to the city core.
Drawbacks
Average local salaries lag behind national medians, reflecting the regional economic structure.
Public transit options are limited, resulting in high car dependency for daily errands and commuting.
Job growth rates in certain high-tech sectors are slower compared to major national innovation hubs.
Winters can be cold and snowy, requiring preparation for harsh seasonal weather conditions.
Certain neighborhoods face economic transition challenges that impact local property values and safety metrics.

Dive Deeper

Key figures side by side — see which city wins each category at a glance.

Mishawaka
#305
Indiana, USA
61.0 / 100 overall
Avg Rent
$1,050
Avg Salary
$56,000
Cost Index
92
Commute
21 min
Transit Score
42.0/100
Walkability
53.0/100
Sunny Days
240/yr
Avg Temp
50.90°F
Pop. Growth
0.27%
Unemployment
4.10%
Livability
75
Business
70
View Full Profile
Terre Haute
#413
Indiana, USA
57.8 / 100 overall
Avg Rent
$850
Avg Salary
$52,000
Cost Index
84
Commute
18 min
Transit Score
35.0/100
Walkability
42.0/100
Sunny Days
257/yr
Avg Temp
55.20°F
Pop. Growth
0.20%
Unemployment
4.10%
Livability
70
Business
63
View Full Profile

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