Performance
Score Breakdown
Schenectady
Toledo
Livability
Affordability
Business
Growth
Expenses
Cost of Living
Toledo is the more affordable option overall — monthly living expenses run approximately
57% higher compared to Schenectady.
Housing costs are a major driver: Schenectady's average rent is
50% higher than Toledo's.
| Metric | Schenectady | Toledo | Diff |
|---|---|---|---|
| Average Rent | $1,425 | $950 | +50% |
| Groceries | $442 | $342 | +29% |
| Utilities | $323 | $295 | +9% |
| Transport | $899 | $180 | +399% |
| Healthcare | $0 | $200 | -100% |
| Monthly Total | $3,089 | $1,967 | +57% |
| Cost Index | 99 | 95 | out of 100 |
Income
Salary & Income
Toledo offers 22% lower average salaries.
However, when adjusted for local cost of living, Toledo delivers stronger purchasing power —
meaning your dollar stretches further day-to-day.
The minimum comfortable salary in Schenectady is estimated at
$70,000 vs $52,000 in Toledo.
| Metric | Schenectady | Toledo |
|---|---|---|
| Average Salary | $55,374 | $71,000 |
| Salary Needed | $70,000 | $52,000 |
| Purchasing Power | 55,933 idx | 74,737 idx |
| Household Income | $58,399 | $49,724 |
Weather
Climate Comparison
Both cities share a similar average temperature, within 0°F of each other.
| Metric | Schenectady | Toledo |
|---|---|---|
| Avg Temp | °F | °F |
| Summer High | °F | °F |
| Winter Low | °F | °F |
| Rainfall | in | in |
| Snowfall | in | in |
| Sunny Days | ||
| Humidity | 66.00% | 70.00% |
Mobility
Commute & Transport
Both cities have comparable commute times, within 2 minutes of each other.
Schenectady scores higher for public transit, making it the better choice for car-free living.
For walkability, Schenectady leads — a better score here means more amenities reachable on foot.
| Metric | Schenectady | Toledo |
|---|---|---|
| Commute Time | 22 min | 20 min |
| Transit Score | 50.0/10 | 45.0/10 |
| Walkability | 60.0/10 | 46.0/10 |
| Traffic Index | 50.00 | |
| Car Dependency | Medium | High |
Population
Economy & Demographics
Toledo is the larger city
— approximately 0.3x the population of Schenectady.
From a growth perspective, Schenectady is expanding faster, signaling stronger demand for housing, jobs, and services.
On the employment side, Toledo has a lower unemployment rate, reflecting a tighter and more competitive job market.
| Metric | Schenectady | Toledo |
|---|---|---|
| Population | 68,847 | 267,463 |
| Pop. Growth | 1.00% | % |
| Median Age | 36.1 | 35.8 |
| Unemployment | 5.00% | 4.40% |
| GDP | $11.3B | $0.0B |
At a Glance
Pros & Cons
Schenectady
Advantages
Exceptional Livability Score of 78/100 [22].
Cost of living is 18% lower than the New York State average [22].
Median sale price of homes increased by 6.2% year-over-year as of June 2026 [25].
Revitalized downtown area with growing tech firms and cultural attractions [41].
Schenectady County experienced a 5% GDP growth in 2023 [8].
Drawbacks
High crime rates, with a safety grade of 'F' and violent crime rates significantly above national averages [8, 22].
Homeownership rate (45.6%) is lower than the national average (65.2%) [3].
Median household income ($58,399) is lower than the national average.
Moderate public transit score of 50/100 [27].
Higher than average transportation costs (5% higher than national average) [21].
Toledo
Advantages
Toledo offers a significantly affordable cost of living, approximately 5% lower than the national average.
The city boasts a thriving arts and cultural scene, highlighted by the world-class Toledo Museum of Art.
Residents have excellent access to nature and outdoor recreation through the extensive Metroparks system, the Maumee River, and Lake Erie.
Toledo has seen significant economic development and business investment, ranking among the top 10 nationally in 2024.
The average commute time in Toledo is relatively short at 19.8 minutes, easing daily travel for residents.
Drawbacks
Toledo has a high violent crime rate, which is significantly above the national average.
The city experiences harsh winters with cold temperatures and notable snowfall.
Toledo's infrastructure, particularly its roads, is often cited as being in poor condition.
Job opportunities in some high-growth sectors may be limited compared to larger metropolitan areas.
Public transportation options in Toledo are considered limited, leading to high car dependency for most errands.
Explore
Dive Deeper
Key figures side by side — see which city wins each category at a glance.
Schenectady
#62New York, USA
70.0 / 100 overall
Avg Rent
$1,425
Avg Salary
$55,374
Cost Index
99
Commute
22 min
Transit Score
50.0/10
Walkability
60.0/10
Sunny Days
/yr
Avg Temp
°F
Pop. Growth
1.00%
Unemployment
5.00%
Livability
78
Business
65
Toledo
#81Ohio, USA
68.0 / 100 overall
Avg Rent
$950
Avg Salary
$71,000
Cost Index
95
Commute
20 min
Transit Score
45.0/10
Walkability
46.0/10
Sunny Days
/yr
Avg Temp
°F
Pop. Growth
%
Unemployment
4.40%
Livability
68
Business
75
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