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Terre Haute vs Lafayette

Cost of living, salaries, climate and quality of life compared side by side.

Indiana, USA
View Terre Haute profile
#413 in USA
58
Overall Score
VS
Indiana, USA
View Lafayette profile
#156 in USA
65
Overall Score
Lafayette scores higher overall

Score Breakdown

Terre Haute
Lafayette
Livability
70
75
Affordability
85
80
Business
63
70
Growth
64
72

Cost of Living

Terre Haute is the more affordable option overall — monthly living expenses run about 18% lower than in Lafayette. Housing costs are a major driver: Terre Haute's average rent is 26% lower than Lafayette's.
MetricTerre HauteLafayetteDiff
Average Rent
$850$1,150-26%
Groceries
$350$380-8%
Utilities
$165$175-6%
Transport
$110$1100%
Healthcare
$210$230-9%
Monthly Total
$1,685$2,045-18%
Cost Index
8489out of 100

Salary & Income

Lafayette offers 15% lower average salaries. However, when adjusted for local cost of living, Lafayette delivers stronger purchasing power — meaning your dollar stretches further day-to-day. The minimum comfortable salary in Terre Haute is estimated at $42,000 vs $48,000 in Lafayette.
MetricTerre HauteLafayette
Average Salary
$52,000$61,000
Salary Needed
$42,000$48,000
Purchasing Power
61,905 idx68,539 idx
Household Income
$47,500$63,500

Climate Comparison

Both cities share a similar average temperature, within 1.4°F of each other. Winter severity differs too — Lafayette sees 4 more inches of snowfall annually.
MetricTerre HauteLafayette
Avg Temp
55.20°F53.80°F
Summer High
84.50°F84.10°F
Winter Low
21.70°F20.00°F
Rainfall
39.70 in29.40 in
Snowfall
18.60 in22.60 in
Sunny Days
257251
Humidity
70.00%68.00%

Commute & Transport

Both cities have comparable commute times, within 1 minutes of each other. Lafayette scores higher for public transit, making it the better choice for car-free living. For walkability, Lafayette leads — a better score here means more amenities reachable on foot.
MetricTerre HauteLafayette
Commute Time
18 min19 min
Transit Score
35.0/10048.0/100
Walkability
42.0/10055.0/100
Traffic Index
30.0042.00
Car Dependency
HighHigh

Economy & Demographics

Lafayette is the larger city — approximately 0.8x the population of Terre Haute. From a growth perspective, Lafayette is expanding faster, signaling stronger demand for housing, jobs, and services. On the employment side, Lafayette has a lower unemployment rate, reflecting a tighter and more competitive job market.
MetricTerre HauteLafayette
Population
58,38072,323
Pop. Growth
0.20%1.10%
Median Age
35.535.5
Unemployment
4.10%3.80%
GDP
——

Pros & Cons

Terre Haute
Advantages
Median home prices in Terre Haute are substantially lower than the national average per recent housing market data.
The city features multiple reputable higher education institutions including Indiana State University and Rose-Hulman.
An affordable cost of living allows residents to stretch their household budgets further compared to major metro areas.
A manageable average commute time reduces daily transit stress for local workers.
Ongoing downtown revitalization projects are bringing new dining, retail, and entertainment options to the city core.
Drawbacks
Average local salaries lag behind national medians, reflecting the regional economic structure.
Public transit options are limited, resulting in high car dependency for daily errands and commuting.
Job growth rates in certain high-tech sectors are slower compared to major national innovation hubs.
Winters can be cold and snowy, requiring preparation for harsh seasonal weather conditions.
Certain neighborhoods face economic transition challenges that impact local property values and safety metrics.
Lafayette
Advantages
Median home prices and rental rates remain significantly below the national US average per Zillow and HUD data.
Robust local manufacturing and engineering job sectors anchored by Subaru of Indiana Automotive and Caterpillar.
Proximity to Purdue University brings cultural events, Big Ten athletics, and continuous economic innovation.
Manageable average commute times under 20 minutes compared to major metropolitan congestion.
Extensive parks and recreation network including Columbian Park and Wabash River trail systems.
Drawbacks
Car dependency is high, with limited rapid transit options outside of local bus routes.
Sub-freezing winter temperatures and seasonal snowfall require ongoing municipal snow removal management.
Wage growth has occasionally lagged behind sudden spikes in housing demand near the university border.
Local entertainment and dining options are more limited compared to nearby Indianapolis or Chicago.
Property tax rates in certain expanding school districts can offset some overall cost of living savings.

Dive Deeper

Key figures side by side — see which city wins each category at a glance.

Terre Haute
#413
Indiana, USA
57.8 / 100 overall
Avg Rent
$850
Avg Salary
$52,000
Cost Index
84
Commute
18 min
Transit Score
35.0/100
Walkability
42.0/100
Sunny Days
257/yr
Avg Temp
55.20°F
Pop. Growth
0.20%
Unemployment
4.10%
Livability
70
Business
63
View Full Profile
Lafayette
#156
Indiana, USA
65.0 / 100 overall
Avg Rent
$1,150
Avg Salary
$61,000
Cost Index
89
Commute
19 min
Transit Score
48.0/100
Walkability
55.0/100
Sunny Days
251/yr
Avg Temp
53.80°F
Pop. Growth
1.10%
Unemployment
3.80%
Livability
75
Business
70
View Full Profile

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