City Profile
Georgetown, Delaware
USA · Comprehensive city data and intelligence
Georgetown, Delaware, serves as the historic county seat of Sussex County, blending rich colonial heritage with a growing modern community. Founded in the late 18th century around a unique eight-sided courthouse green, the town maintains a distinct small-town charm characterized by Victorian architecture and a quiet, welcoming atmosphere. Located centrally in the Delmarva Peninsula, it acts as an important administrative and commercial hub while remaining deeply rooted in its agricultural traditions. People are increasingly drawn to Georgetown for its relatively affordable housing options, slower pace of life, and close proximity to Delaware's popular coastal resort beaches.
Delaware, known as "The First State," offers a diverse character ranging from bustling urban centers like Wilmington to serene beaches and farmlands. Its economy is robust, heavily influenced by the finance and insurance sector, which contributes significantly to the state's GDP, alongside major industries such as chemical manufacturing, healthcare, and retail trade. Living in Delaware generally presents a moderate cost of living, often near the national average, with the advantage of no sales tax and relatively low property taxes. The state experiences a humid subtropical climate, characterized by hot, humid summers and mild winters, with precipitation distributed throughout the year. Residents can enjoy a lifestyle that blends small-town charm with access to major East Coast cities and abundant outdoor recreational opportunities.
How this 60/100 was calculated five components, with every reading behind them
| Component | Readings used | Points | Weight | Contributes |
|---|---|---|---|---|
| Safety | Safety score: 70 / 100 | 70.0 | 30% | 21.0 |
| Affordability | Cost of living index (100 = national baseline): 96.0 | 48.8 | 25% | 12.2 |
| Economy & jobs | Median household income: $54,200 Income needed to live here: $52,000 Unemployment rate: 4.5% | 49.5 | 20% | 9.9 |
| Growth | Population growth rate: 2.1% Job growth rate: 2% | 68.8 | 15% | 10.3 |
| Business climate assessment | Business climate assessment: 67 / 100 | 67.0 | 10% | 6.7 |
| Overall score | 60.1 | |||
Provenance.
These figures were produced by the research pass recorded as
Tier 1 (fast) (q=52, partial — below threshold), last refreshed
15 October 2026.
They are researched estimates drawn from public sources, not a licensed data feed.
Each component is scored against fixed published endpoints, so this number is comparable with any other city and does not move as the dataset grows. Scoring framework 2026.10 — full methodology, weights and accepted ranges.
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Cost of Living
The cost of living in Georgetown remains slightly below the national average, making it an attractive destination for families and retirees looking to stretch their budgets. Housing costs, while rising due to regional growth, are still more accessible than those found in nearby coastal towns or larger metropolitan centers like Wilmington and Philadelphia. Everyday expenses such as groceries, utilities, and transportation track closely with or slightly under national benchmarks, helping residents maintain a manageable standard of living. State tax advantages in Delaware, including no state sales tax and low property taxes, further enhance the overall financial appeal of living in the area.
Income
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Georgetown's economy is anchored by government administration, education, healthcare, and agriculture, reflecting its role as the Sussex County seat. Major local employers include county government offices, the local school district, and nearby healthcare facilities, alongside robust agricultural and poultry processing operations. While traditional industries still dominate, the region has seen incremental growth in professional services, retail, and small business enterprises. Commuting to nearby employment centers along the Route 113 corridor or remote work options provide additional flexibility for local professionals.
The average salary in Georgetown is $58,000 per year. You would need approximately $52,000 to live comfortably.
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Georgetown functions primarily as a car-dependent community where most residents rely on personal vehicles for daily commuting and errands. U.S. Route 113 and Delaware Route 9 intersect in the town, providing critical arterial connections to the rest of the Delmarva Peninsula. Public transit options are limited, though local bus services operated by DART First State offer regional connectivity. Walkability is concentrated mainly around the historic downtown commercial district, but suburban and rural areas require driving.
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