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Kokomo, Indiana

USA · Comprehensive city data and intelligence

64
Overall Score

Kokomo, Indiana, located in Howard County, is a historic Midwestern city known as the 'City of Firsts' due to its rich industrial heritage in automotive manufacturing and innovation. Founded along Wildcat Creek, the city grew from an early trading post into a major manufacturing hub, notably housing early automobile pioneers and extensive facilities for General Motors and Stellantis. Today, Kokomo balances its industrial legacy with ongoing community revitalization efforts, offering residents a classic small-city atmosphere paired with modern amenities, parks, and local cultural events.

About Indiana

Indiana, known as the "Hoosier State," offers a practical and community-oriented lifestyle with a cost of living generally below the national average. Its economy is diverse, with major industries including advanced manufacturing (automotive, steel, pharmaceuticals, medical devices), agriculture (corn, soybeans, hogs), life sciences, and logistics. The state experiences a humid continental climate, characterized by hot, muggy summers and cold, snowy winters, with spring and fall offering more moderate temperatures. Residents often value a relaxed pace of life, strong community ties, and access to outdoor activities and major metropolitan areas.

59,610
Population
$58K
Avg Salary
84
Cost Index
63.5
Quality Score
How this 64/100 was calculated five components, with every reading behind them
Component Readings used Points Weight Contributes
Safety Safety score: 68 / 100 68.0 30% 20.4
Affordability Cost of living index (100 = national baseline): 84.0 63.8 25% 15.9
Economy & jobs Median household income: $57,500 Income needed to live here: $45,000 Unemployment rate: 4% 67.4 20% 13.5
Growth Population growth rate: 0.5% Job growth rate: 1.8% 46.8 15% 7.0
Business climate assessment Business climate assessment: 67 / 100 67.0 10% 6.7
Overall score 63.5

Provenance. These figures were produced by the research pass recorded as Tier 1 (fast) (q=52, partial — below threshold), last refreshed 16 October 2026. They are researched estimates drawn from public sources, not a licensed data feed.

Each component is scored against fixed published endpoints, so this number is comparable with any other city and does not move as the dataset grows. Scoring framework 2026.10 — full methodology, weights and accepted ranges.

Businesses in Kokomo

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Quality Scores

Business
67
Livability
73
Affordability
88
Growth
69

Cost of Living

The cost of living in Kokomo remains noticeably lower than the national average, making it an attractive destination for families and individuals looking to stretch their purchasing power. Housing costs, including both renting and purchasing, are particularly affordable compared to major metropolitan areas across the United States. Everyday expenses such as groceries, utilities, and transportation also track well below national baselines, contributing to an overall high level of financial accessibility for residents.

Average Rent
$950/mo
Groceries
$380/mo
Transport
$110/mo
Utilities
$170/mo
Healthcare
$220/mo
Gym membership (monthly)
$40.00
Cinema ticket
$12.00
Restaurant meal (mid-range)
$18.00
Monthly groceries
$360.00
Doctor visit (without insurance)
$130.00

Salary Insights

Kokomo’s economy is deeply rooted in manufacturing, automotive production, and advanced engineering, anchored by major employers like Stellantis and Haynes International. In recent years, substantial investments in electric vehicle battery manufacturing have revitalized the local industrial sector and driven job growth. While manufacturing remains the dominant economic driver, healthcare, retail, and education also provide diverse employment opportunities throughout the greater county area.

The average salary in Kokomo is $58,000 per year. You would need approximately $45,000 to live comfortably.

Top Industries

Retail Trade +1.10% Manufacturing +2.20% Healthcare +2.00% Accommodation and Food Services +1.50% Educational Services +1.00%

Climate

🌡️
53°F
Avg Temp
☀️
82°F
Summer High
❄️
19°F
Winter Low
🌧️
32.40"
Annual Rain
💧
68.00%
Humidity
🌤️
247
Sunny Days

Transport

Kokomo is primarily a car-dependent community where most residents rely on personal vehicles for daily commuting and errands. The city is easily navigated via major arteries like US-31, connecting residents quickly to Indianapolis and surrounding regional hubs. Public transit options are limited, though local services provide basic coverage for city transit needs.

20 min
Avg Commute
40.00/10
Transit Score
45.00/10
Walkability
High
Car Dependency

Pros & Cons

Advantages
Median home prices are substantially lower than the national average, per recent Zillow housing data.
Major investments in EV battery manufacturing are driving modern industrial job growth in the region.
An affordable cost of living allows residents to enjoy strong purchasing power on housing and everyday goods.
Abundant local parks, sports complexes, and the Wildcat Creek trail system support an active outdoor lifestyle.
Convenient access via US-31 allows for easy commuting and travel to the greater Indianapolis metropolitan area.
Drawbacks
Public transportation options are limited, making car ownership practically mandatory for daily life.
Local employment remains heavily tied to the automotive and manufacturing sectors, creating cyclical economic exposure.
Extreme winter weather conditions include regular snowfall and freezing temperatures requiring winter preparedness.
Entertainment and nightlife options are limited compared to larger metropolitan hubs.
Average educational attainment rates trail national benchmarks in certain specialized technical fields.

Questions about Kokomo

What people ask about living in and moving to Kokomo, Indiana.

Gathering the most common questions about Kokomo…

Frequently Asked Questions

Urblytica benchmarks its Cost of Living Index against a United States national average baseline of 100. A score of 115 means a city is approximately 15% more expensive than the national average, while a score of 85 indicates it is 15% more affordable. This composite calculation is weighted across six primary expenditure categories: housing, utilities, grocery items, transportation, healthcare, and miscellaneous goods.

Urblytica aggregates housing data from multiple authoritative sources, including Multiple Listing Service (MLS) feeds, municipal property tax registries, the U.S. Census Bureau’s American Community Survey (ACS), and verified historical deed transactions. This multi-tier aggregation ensures precision in tracking median home values and rental rates.

A municipality must meet minimum data-density thresholds—including consistent reporting population samples from the U.S. Census and active residential or commercial real estate transaction feeds—to ensure statistical significance before a complete scoring profile is published.

When primary agencies (such as the Bureau of Labor Statistics or U.S. Census Bureau) issue historical data revisions or benchmark corrections, Urblytica's data pipeline automatically re-indexes affected historical archives to maintain longitudinal trend accuracy.

U.S. affordability calculations incorporate federal income tax brackets, state-specific income tax rates, and local municipal tax variations to evaluate the true net tax drag on median household earnings across different states and cities.

Local county and municipal property tax millage rates are factored directly into the housing component of the cost-of-living index to reflect recurring annual tax burdens for homeowners.

The platform aggregates state sales taxes alongside county and city surtaxes to measure consumer basket purchasing power parity accurately across different retail jurisdictions.

Utility calculations apply regional seasonal consumption weightings, incorporating high summer air conditioning loads in southern states and heavy winter heating demands in northern states.

The index tracks average out-of-pocket healthcare expenses, routine outpatient visit costs, and regional health insurance premium benchmarks published by federal health agencies.

Educational metrics aggregate state standardized testing benchmarks, student-to-teacher ratios, high school graduation rates, and per-pupil expenditure data published by state departments of education.

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