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Ames, Iowa

USA · Comprehensive city data and intelligence

67
Overall Score

Ames, Iowa is a vibrant and dynamic community best known as the home of Iowa State University, which heavily influences the city's culture, economy, and youthful energy. Founded in 1864 alongside the expansion of the Cedar Rapids and Missouri Railroad, the city has evolved from a railroad hub into a major center for higher education, scientific research, and biotechnology. People are drawn to Ames for its exceptional public school system, safe neighborhoods, and a strong sense of civic pride that blends Midwestern hospitality with a progressive academic atmosphere.

About Iowa

Iowa, located in the Midwest, is characterized by its expansive farmlands and a generally relaxed, community-focused lifestyle. The state's economy is diverse, with major industries including advanced manufacturing, biosciences, finance and insurance, and its foundational agricultural sector, which leads in corn, soybean, ethanol, and pork production. Living in Iowa is notably affordable, with the cost of living, particularly housing, being significantly lower than the national average. The climate is humid continental, featuring hot, humid summers and cold winters, with seasonal precipitation and susceptibility to various natural disasters like snowstorms, floods, and tornadoes.

66,439
Population
$61K
Avg Salary
92
Cost Index
67.4
Quality Score
How this 67/100 was calculated five components, with every reading behind them
Component Readings used Points Weight Contributes
Safety Safety score: 85 / 100 85.0 30% 25.5
Affordability Cost of living index (100 = national baseline): 92.0 53.8 25% 13.4
Economy & jobs Median household income: $58,500 Income needed to live here: $52,000 Unemployment rate: 2.5% 67.2 20% 13.4
Growth Population growth rate: 0.8% Job growth rate: 1.8% 50.5 15% 7.6
Business climate assessment Business climate assessment: 74 / 100 74.0 10% 7.4
Overall score 67.4

Provenance. These figures were produced by the research pass recorded as Tier 1 (fast) (q=52, partial — below threshold), last refreshed 16 October 2026. They are researched estimates drawn from public sources, not a licensed data feed.

Each component is scored against fixed published endpoints, so this number is comparable with any other city and does not move as the dataset grows. Scoring framework 2026.10 — full methodology, weights and accepted ranges.

Businesses in Ames

Featured local businesses in Ames.

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Quality Scores

Business
74
Livability
82
Affordability
76
Growth
72

Cost of Living

The cost of living in Ames generally tracks close to or slightly below the national average, making it an attractive destination for families, professionals, and retirees alike. While housing costs can experience upward pressure during peak student moving seasons, everyday goods, utilities, and grocery prices remain remarkably reasonable compared to larger metropolitan areas. Local property taxes and municipal utility efficiencies help keep long-term cost burdens manageable for residents who choose to plant roots in the community.

Average Rent
$1,050/mo
Groceries
$380/mo
Transport
$100/mo
Utilities
$160/mo
Healthcare
$230/mo
Gym membership (monthly)
$40.00
Cinema ticket
$12.00
Restaurant meal (mid-range)
$20.00
Monthly groceries
$380.00
Doctor visit (without insurance)
$130.00

Salary Insights

Ames boasts a robust and resilient economy anchored primarily by education, scientific research, and advanced manufacturing. Major employers include Iowa State University, the USDA Agricultural Research Service facilities, and Mary Greeley Medical Center, providing a stable foundation of professional and public-sector jobs. Additionally, the Iowa State University Research Park fosters a thriving entrepreneurial ecosystem, supporting numerous startups and tech firms in biotechnology and advanced materials.

The average salary in Ames is $61,000 per year. You would need approximately $52,000 to live comfortably.

Top Industries

Healthcare and Social Assistance +2.40% Retail Trade and Hospitality +1.80% Education and Higher Learning +1.20% Scientific Research and Biotechnology +3.10% Manufacturing and Advanced Materials +1.50%

Climate

🌡️
51°F
Avg Temp
☀️
81°F
Summer High
❄️
14°F
Winter Low
🌧️
37.50"
Annual Rain
💧
68.00%
Humidity
🌤️
255
Sunny Days

Transport

Getting around Ames is exceptionally convenient, supported by the CyRide transit system which provides extensive bus coverage across the city and campus. The city is highly bicycle-friendly, featuring miles of dedicated trails and lanes that make cycling a viable year-round option for many commuters. For motorists, traffic congestion is minimal compared to major metros, and highway access connects residents quickly to Des Moines just 30 miles to the south.

17 min
Avg Commute
62.00/10
Transit Score
65.00/10
Walkability
Medium
Car Dependency

Pros & Cons

Advantages
Consistently ranked among the safest mid-sized cities in the United States per FBI crime data.
Home to Iowa State University, providing world-class cultural events, Division I athletics, and continuing education.
Extensive network of parks, natural areas, and over 55 miles of paved bicycle and pedestrian trails.
Strong local economy anchored by education, biotech research, and healthcare with steady job growth.
Highly rated public school district with excellent graduation rates and student resources.
Drawbacks
Rental market can be competitive and subject to price surges driven by the academic calendar.
Winters bring harsh temperatures and significant snowfall requiring robust municipal snow removal.
Local sales and property taxes in Iowa can feel relatively high compared to some neighboring states.
Public transportation options outside of the core CyRide routes are somewhat limited.
Proximity to a major airport requires a 40-minute drive to Des Moines International.

Questions about Ames

What people ask about living in and moving to Ames, Iowa.

How does the average rent in Ames compare to the national average? Housing 1 answer

The average monthly rent in Ames is about $1,050, which is roughly 15% below the national average. This means you can expect to spend less on housing compared to many other U.S. cities. When looking for apartments, check local listings and rental websites that aggregate data for the area to confirm current rates.

How are the public schools in Ames rated? Schools & Education 1 answer

Ames public schools generally receive solid ratings, with several schools scoring in the upper quartile for academic performance. Parents often consult the district’s official website for detailed performance reports, teacher qualifications, and enrollment procedures.

Is the cost of living in Ames high or low? Cost of Living 1 answer

Ames has a cost of living index of 92, meaning it is 8% below the national average. Everyday expenses such as groceries, utilities, and transportation are typically lower than in larger cities. This can stretch your budget further, especially if you’re on a modest salary.

What is the average salary for tech jobs in Ames? Jobs & Economy 1 answer

The average salary in Ames is about $61,000 per year. Tech roles may be slightly above this average, but many positions align with or are modestly above the city’s median. Check local job boards and career pages for specific openings to get a better sense of current pay ranges.

Is Ames a safe place to live? Safety 1 answer

Ames has a safety score of 85 out of 100, indicating it is relatively safe compared to many U.S. cities. Neighborhood crime statistics can be found through the city’s public safety office or local police department’s website, which provides detailed reports by precinct.

What public transportation options are available in Ames? Getting Around 1 answer

Ames offers a city transit authority that runs bus routes throughout the city, connecting residential areas with commercial centers and the university campus. Schedules, fare information, and route maps are posted on the transit authority’s official site and at major stops.

Where can I find good healthcare facilities in Ames? Healthcare 1 answer

Ames hosts several hospitals and medical centers that provide a range of services from primary care to specialized treatments. For appointments, insurance coverage, and facility reviews, consult the city’s health department portal or local medical directories.

What are the best outdoor activities near Ames? Things to Do 1 answer

The area around Ames offers numerous parks, trails, and nearby lakes suitable for hiking, biking, and kayaking. Local recreation centers and park districts list trail maps, seasonal events, and maintenance schedules on their websites.

What should I know about moving into Ames during winter? Moving Here 1 answer

Winter in Ames can bring cold temperatures and occasional snow. When moving, schedule the move for a day with clear weather if possible, and ensure your vehicle is winterized. Local moving companies often advise clients on weather-related delays and recommend packing strategies for cold climates.

How does the local culture in Ames feel to newcomers? General 1 answer

Ames is known for its friendly, close-knit community atmosphere, partly due to the presence of the university and local businesses. Newcomers often find that community events, farmers markets, and volunteer opportunities are welcoming and help integrate residents into the local culture.

Some answers here were drafted as a starting point and may be out of date. Live in Ames? Add your own.

Frequently Asked Questions

Urblytica benchmarks its Cost of Living Index against a United States national average baseline of 100. A score of 115 means a city is approximately 15% more expensive than the national average, while a score of 85 indicates it is 15% more affordable. This composite calculation is weighted across six primary expenditure categories: housing, utilities, grocery items, transportation, healthcare, and miscellaneous goods.

Urblytica aggregates housing data from multiple authoritative sources, including Multiple Listing Service (MLS) feeds, municipal property tax registries, the U.S. Census Bureau’s American Community Survey (ACS), and verified historical deed transactions. This multi-tier aggregation ensures precision in tracking median home values and rental rates.

A municipality must meet minimum data-density thresholds—including consistent reporting population samples from the U.S. Census and active residential or commercial real estate transaction feeds—to ensure statistical significance before a complete scoring profile is published.

When primary agencies (such as the Bureau of Labor Statistics or U.S. Census Bureau) issue historical data revisions or benchmark corrections, Urblytica's data pipeline automatically re-indexes affected historical archives to maintain longitudinal trend accuracy.

U.S. affordability calculations incorporate federal income tax brackets, state-specific income tax rates, and local municipal tax variations to evaluate the true net tax drag on median household earnings across different states and cities.

Local county and municipal property tax millage rates are factored directly into the housing component of the cost-of-living index to reflect recurring annual tax burdens for homeowners.

The platform aggregates state sales taxes alongside county and city surtaxes to measure consumer basket purchasing power parity accurately across different retail jurisdictions.

Utility calculations apply regional seasonal consumption weightings, incorporating high summer air conditioning loads in southern states and heavy winter heating demands in northern states.

The index tracks average out-of-pocket healthcare expenses, routine outpatient visit costs, and regional health insurance premium benchmarks published by federal health agencies.

Educational metrics aggregate state standardized testing benchmarks, student-to-teacher ratios, high school graduation rates, and per-pupil expenditure data published by state departments of education.

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