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Des Moines, Iowa

USA · Comprehensive city data and intelligence

63
Overall Score

Des Moines, the capital and most populous city in Iowa, is a vibrant hub known for its significant role in U.S. politics due to the Iowa caucuses, and as a major business center. The city's name is believed to be derived from the French 'Rivière des Moines,' meaning 'River of the Monks.' Incorporated in 1851, Des Moines has grown to be the largest metropolitan area entirely within Iowa, serving six counties in central Iowa: Polk, Dallas, Warren, Madison, Guthrie, and Jasper.

While the city proper has experienced a slight population decline in recent years due to suburbanization, the broader metropolitan area continues to expand, driven by growing job markets in sectors like insurance, finance, and healthcare, and more affordable housing options in the surrounding areas. Des Moines offers a blend of urban amenities and a relaxed suburban atmosphere, making it an appealing location for both young professionals and retirees.

About Iowa

Iowa, located in the Midwest, is characterized by its expansive farmlands and a generally relaxed, community-focused lifestyle. The state's economy is diverse, with major industries including advanced manufacturing, biosciences, finance and insurance, and its foundational agricultural sector, which leads in corn, soybean, ethanol, and pork production. Living in Iowa is notably affordable, with the cost of living, particularly housing, being significantly lower than the national average. The climate is humid continental, featuring hot, humid summers and cold winters, with seasonal precipitation and susceptibility to various natural disasters like snowstorms, floods, and tornadoes.

209,232
Population
$65K
Avg Salary
81
Cost Index
62.7
Quality Score
How this 63/100 was calculated five components, with every reading behind them
Component Readings used Points Weight Contributes
Safety Safety score: 70 / 100 70.0 30% 21.0
Affordability Cost of living index (100 = national baseline): 81.0 67.5 25% 16.9
Economy & jobs Median household income: $47,000 Income needed to live here: $55,000 Unemployment rate: 4.1% 40.3 20% 8.1
Growth Population growth rate: no usable reading Job growth rate: 2.1% 62.0 15% 9.3
Business climate assessment Business climate assessment: 75 / 100 75.0 10% 7.5
Overall score 62.7

Provenance. These figures were produced by the research pass recorded as Gemini (Tier 1 (fast), q=81), last refreshed 1 July 2026. They are researched estimates drawn from public sources, not a licensed data feed.

Each component is scored against fixed published endpoints, so this number is comparable with any other city and does not move as the dataset grows. Scoring framework 2026.10 — full methodology, weights and accepted ranges.

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Quality Scores

Business
75
Livability
74
Affordability
80
Growth
70

Cost of Living

The cost of living in Des Moines is generally lower than the U.S. average, making it an attractive option for those seeking affordability. While healthcare costs in the city are reported to be higher than average, these are often offset by lower transportation and grocery expenses. This balance contributes to a more manageable financial landscape for residents.

Housing costs, particularly for assisted living, are also lower than the national average, further enhancing the city's affordability. The overall cost-effectiveness of living in Des Moines allows residents to enjoy a good quality of life without the financial strain often found in larger metropolitan areas.

Average Rent
$1,162/mo
Groceries
$400/mo
Transport
$90/mo
Utilities
$180/mo
Healthcare
$250/mo
Gym membership (monthly)
$45.00
Cinema ticket
$14.00
Restaurant meal (mid-range)
$22.00
Monthly groceries
$400.00
Doctor visit (without insurance)
$150.00

Salary Insights

Des Moines serves as a significant business hub, particularly recognized for its strong insurance and finance industries, which have historically driven economic expansion and attracted new residents. The metropolitan area's job markets continue to grow, especially in sectors such as insurance, finance, and healthcare, providing ample employment opportunities. This consistent growth contributes to a stable and expanding economy.

The city's economic resilience is further supported by a diverse range of businesses and industries. While specific data on remote work is not readily available for 2024-2026, the presence of major corporations and a robust business environment suggests a dynamic job market with various employment opportunities.

The average salary in Des Moines is $65,000 per year. You would need approximately $55,000 to live comfortably.

Top Industries

Retail Trade +1.20% Manufacturing +1.50% Healthcare +2.10% Insurance +2.50% Finance +1.80%

Climate

🌡️
Avg Temp
☀️
Summer High
❄️
Winter Low
🌧️
"
Annual Rain
💧
66.00%
Humidity
🌤️
Sunny Days

Transport

Getting around Des Moines is relatively efficient, with an average commute time for residents in Greater Des Moines ranging between 15 and 30 minutes. The regional average commute time to work is 20.1 minutes. West Des Moines, a key part of the metropolitan area, boasts an even shorter average commute of just 18 minutes.

The city benefits from its location at the crossroads of major interstates, I-35 and I-80, providing excellent connectivity. While personal vehicles are the primary mode of transportation, efforts are being made to encourage alternative modes like walking, biking, and public transit. The Des Moines International Airport is also conveniently located, offering passenger and cargo services.

20 min
Avg Commute
30.00/10
Transit Score
45.00/10
Walkability
Medium
Car Dependency

Pros & Cons

Advantages
The Des Moines metropolitan area is experiencing population growth, with an estimated 573,000 residents in 2025, a 1.24% increase from the previous year.
The cost of living in Des Moines is generally lower than the U.S. average.
The average commute time in West Des Moines is just 18 minutes, indicating efficient transportation.
The housing market saw a 0.9% increase in home prices over the three months ending May 2026, with a median price of $217,000.
Des Moines is a major business hub with growing job markets in insurance, finance, and healthcare.
Drawbacks
The city proper of Des Moines has experienced a population decline of approximately -0.55% annually since 2020.
Healthcare costs in Des Moines are higher than the national average.
Summers in Des Moines are hot and humid, with muggy conditions increasing throughout the season.
The median household income in Des Moines ($47,000) is lower than the Iowa state average ($52,000).
The Des Moines housing market, while showing recent price increases, experienced a slight decline in median sale prices in 2024.

Questions about Des Moines

What people ask about living in and moving to Des Moines, Iowa.

What healthcare facilities are available in Des Moines? Healthcare 1 answer

The city hosts several hospitals and specialty clinics that provide a wide range of services, from primary care to advanced surgical procedures. Most facilities are accredited and offer emergency services. For specific provider lists, insurance networks, and patient reviews, consult the state health department’s directory or local health information portals.

How does the cost of living in Des Moines compare to the national average? Cost of Living 1 answer

Des Moines has a cost of living index of 81, meaning it is roughly 19% cheaper than the national average. Housing, groceries, and utilities are generally lower, so a salary of $65,000 can go further here than in many larger metros. Keep in mind that some discretionary expenses, like dining out or entertainment, may still be comparable to national prices.

How are the public schools in Des Moines rated? Schools & Education 1 answer

Public schools in the Des Moines area generally receive moderate to good ratings, with many schools offering strong core curricula and extracurricular programs. Performance varies by district, so review school performance reports available on the state education department’s website or through local school district portals to compare ratings, test scores, and parent reviews.

Is Des Moines a safe place to live? Safety 1 answer

Des Moines has a safety score of 70 out of 100, indicating a moderate level of safety compared to national averages. Crime rates are relatively typical for a mid-sized city, with some neighborhoods experiencing higher incidents than others. Check local crime statistics on the city’s public safety website and talk to residents in specific areas to get a clearer picture.

How good is public transportation in Des Moines? Getting Around 1 answer

Public transit options include bus routes that cover most of the city, with schedules available on the city transit authority’s website. While service is convenient for many commuters, coverage outside the core urban area is limited, so a car may still be useful for accessing suburbs or rural areas. Consider bike lanes and ride‑share services as additional options.

What is the average monthly rent in Des Moines? Housing 1 answer

The average rent for a one-bedroom apartment in Des Moines is about $1,162 per month. This figure reflects typical listings on local rental sites and can vary by neighborhood. For specific availability and price ranges, check online rental platforms or contact local landlords directly.

What are some popular outdoor activities in Des Moines? Things to Do 1 answer

Des Moines offers numerous parks, trails, and riverfront areas suitable for hiking, biking, and picnicking. Many parks feature well-maintained paths, playgrounds, and seasonal events. Check the city’s parks and recreation website for trail maps, park amenities, and upcoming community events to plan your outdoor adventures.

What is the average salary in Des Moines and how does it compare to living costs? General 1 answer

The average annual salary in Des Moines is about $65,000. Coupled with a cost of living index of 81, this income typically supports a comfortable lifestyle for a single individual or a small family. Housing costs are moderate, and other expenses such as groceries, transportation, and healthcare are generally lower than the national average, allowing the salary to stretch further.

What types of jobs are most common in Des Moines? Jobs & Economy 1 answer

The city’s economy includes a mix of tech, manufacturing, finance, and healthcare roles. Many companies in the area focus on software development, data analytics, and IT support. To find openings, browse local job boards, professional networking sites, and the city’s economic development portal, which lists major employers and industry trends.

What should I know about moving my household into Des Moines? Moving Here 1 answer

Plan your move by researching local moving companies, timing your arrival with seasonal weather, and understanding utility setup procedures. The city’s official website offers resources on utility providers, waste collection schedules, and local ordinances. Register your vehicle and driver’s license within the required timeframe to avoid penalties.

Some answers here were drafted as a starting point and may be out of date. Live in Des Moines? Add your own.

Frequently Asked Questions

Urblytica benchmarks its Cost of Living Index against a United States national average baseline of 100. A score of 115 means a city is approximately 15% more expensive than the national average, while a score of 85 indicates it is 15% more affordable. This composite calculation is weighted across six primary expenditure categories: housing, utilities, grocery items, transportation, healthcare, and miscellaneous goods.

Urblytica aggregates housing data from multiple authoritative sources, including Multiple Listing Service (MLS) feeds, municipal property tax registries, the U.S. Census Bureau’s American Community Survey (ACS), and verified historical deed transactions. This multi-tier aggregation ensures precision in tracking median home values and rental rates.

A municipality must meet minimum data-density thresholds—including consistent reporting population samples from the U.S. Census and active residential or commercial real estate transaction feeds—to ensure statistical significance before a complete scoring profile is published.

When primary agencies (such as the Bureau of Labor Statistics or U.S. Census Bureau) issue historical data revisions or benchmark corrections, Urblytica's data pipeline automatically re-indexes affected historical archives to maintain longitudinal trend accuracy.

U.S. affordability calculations incorporate federal income tax brackets, state-specific income tax rates, and local municipal tax variations to evaluate the true net tax drag on median household earnings across different states and cities.

Local county and municipal property tax millage rates are factored directly into the housing component of the cost-of-living index to reflect recurring annual tax burdens for homeowners.

The platform aggregates state sales taxes alongside county and city surtaxes to measure consumer basket purchasing power parity accurately across different retail jurisdictions.

Utility calculations apply regional seasonal consumption weightings, incorporating high summer air conditioning loads in southern states and heavy winter heating demands in northern states.

The index tracks average out-of-pocket healthcare expenses, routine outpatient visit costs, and regional health insurance premium benchmarks published by federal health agencies.

Educational metrics aggregate state standardized testing benchmarks, student-to-teacher ratios, high school graduation rates, and per-pupil expenditure data published by state departments of education.
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