Urblytica 30 days free banner
Urblytica - Free Event Listing
List Business List Event

Duncan, Oklahoma

USA · Comprehensive city data and intelligence

66
Overall Score

Duncan, Oklahoma, located in Stephens County, is a historic city founded in 1892 during the Chisholm Trail era and named after William Duncan, a Scottish settler. Known as the birthplace of Halliburton, the city maintains a deep-rooted connection to the oil and gas services industry while cultivating a tight-knit, welcoming community atmosphere. Residents are drawn to Duncan for its small-town charm, historic downtown district, and a slower pace of life that still provides convenient access to larger metropolitan areas like Lawton and Oklahoma City.

Surrounded by rolling plains and rich southwestern Oklahoma landscapes, Duncan offers a stable environment for families, retirees, and professionals alike. The city takes pride in its heritage, showcased through local museums, annual festivals, and well-maintained public parks. Its geographic positioning makes it a regional hub for commerce and healthcare in Stephens County.

About Oklahoma

Oklahoma, located in the South Central United States, is characterized by diverse landscapes ranging from plains to mountains and a rich Native American heritage. The state's economy has historically relied on oil and gas production and agriculture, though it has diversified to include aerospace, telecommunications, energy, and manufacturing. Living in Oklahoma generally offers a lower cost of living compared to the national average. The climate features hot summers and mild winters, with a propensity for severe weather, including tornadoes. The lifestyle is often described as hospitable and friendly, with a blend of cultural history and outdoor activities.

22,692
Population
$52K
Avg Salary
82
Cost Index
65.7
Quality Score
How this 66/100 was calculated five components, with every reading behind them
Component Readings used Points Weight Contributes
Safety Safety score: 75 / 100 75.0 30% 22.5
Affordability Cost of living index (100 = national baseline): 82.0 66.3 25% 16.6
Economy & jobs Median household income: $54,200 Income needed to live here: $42,000 Unemployment rate: 3.8% 69.4 20% 13.9
Growth Population growth rate: no usable reading Job growth rate: 1.1% 42.0 15% 6.3
Business climate assessment Business climate assessment: 65 / 100 65.0 10% 6.5
Overall score 65.7

Provenance. These figures were produced by the research pass recorded as Tier 1 (fast) (q=52, partial — below threshold), last refreshed 16 October 2026. They are researched estimates drawn from public sources, not a licensed data feed.

Each component is scored against fixed published endpoints, so this number is comparable with any other city and does not move as the dataset grows. Scoring framework 2026.10 — full methodology, weights and accepted ranges.

Businesses in Duncan

Featured local businesses in Duncan.

Put your business in front of people moving to Duncan Featured businesses appear here for everyone researching Duncan. Add a featured spot to your banner package, or start with a free listing.

Quality Scores

Business
65
Livability
73
Affordability
85
Growth
64

Cost of Living

The cost of living in Duncan is significantly lower than the national average, making it an attractive destination for budget-conscious families and retirees. Housing costs, in particular, remain very affordable compared to larger U.S. metros, allowing residents to secure more space for their investment. Everyday goods, services, and utilities generally track below national benchmarks, easing financial pressures for local households.

Lower overall expenses are driven primarily by affordable real estate and modest property taxes, though certain utility costs fluctuate with seasonal weather demands. Residents benefit from economical transportation and grocery prices, contributing to a comfortable lifestyle without the high overhead typical of coastal or major urban centers.

Average Rent
$850/mo
Groceries
$380/mo
Transport
$110/mo
Utilities
$170/mo
Healthcare
$220/mo
Gym membership (monthly)
$40.00
Cinema ticket
$11.00
Restaurant meal (mid-range)
$18.00
Monthly groceries
$380.00
Doctor visit (without insurance)
$120.00

Salary Insights

Duncan's economy is historically anchored by the energy sector, manufacturing, and oilfield services, with Halliburton maintaining a major presence in the community. Healthcare, education, and retail trade also play vital roles in supporting local employment and regional commerce. While traditional industries dominate, the city has seen steady efforts to diversify its economic base and encourage small business development.

The local job market provides steady employment opportunities, particularly in industrial services, healthcare administration, and public education. The remote work scene has grown modestly, supported by expanding broadband access and residents seeking affordable housing while maintaining remote employment elsewhere.

The average salary in Duncan is $52,000 per year. You would need approximately $42,000 to live comfortably.

Top Industries

Retail Trade +0.80% Manufacturing +1.00% Healthcare & Social Assistance +2.00% Educational Services +1.10% Energy & Oilfield Services +1.20%

Climate

🌡️
65°F
Avg Temp
☀️
89°F
Summer High
❄️
33°F
Winter Low
🌧️
33.10"
Annual Rain
💧
63.00%
Humidity
🌤️
289
Sunny Days

Transport

Getting around Duncan is primarily automobile-dependent, with a well-laid-out grid of roads and highways connecting residents to major commercial districts. U.S. Highway 81 serves as a primary north-south artery through the city. Average commute times are short, allowing residents to spend less time in transit and more time on personal pursuits.

While public fixed-route transit is limited, the city's compact layout makes driving straightforward and parking easily accessible. Walkability is favorable in the historic downtown area and select residential neighborhoods, though most daily errands require a car.

17 min
Avg Commute
35.00/10
Transit Score
42.00/10
Walkability
High
Car Dependency

Pros & Cons

Advantages
Median home prices in Duncan are significantly below the national average per recent housing data.
Short average commute times allow residents to avoid major traffic congestion.
Low overall cost of living index makes everyday expenses manageable.
Access to comprehensive local medical services via Duncan Regional Hospital.
Strong community engagement and family-friendly neighborhood atmospheres.
Drawbacks
Limited public transportation infrastructure requires high car dependency.
Hot summer temperatures can lead to elevated seasonal utility cooling bills.
Narrower diversity of high-paying corporate tech or finance jobs locally.
Fewer high-end entertainment and nightlife options compared to major metros.
Local economic growth rate is modest relative to fast-growing Sun Belt cities.

Questions about Duncan

What people ask about living in and moving to Duncan, Oklahoma.

Gathering the most common questions about Duncan…

Frequently Asked Questions

Urblytica benchmarks its Cost of Living Index against a United States national average baseline of 100. A score of 115 means a city is approximately 15% more expensive than the national average, while a score of 85 indicates it is 15% more affordable. This composite calculation is weighted across six primary expenditure categories: housing, utilities, grocery items, transportation, healthcare, and miscellaneous goods.

Urblytica aggregates housing data from multiple authoritative sources, including Multiple Listing Service (MLS) feeds, municipal property tax registries, the U.S. Census Bureau’s American Community Survey (ACS), and verified historical deed transactions. This multi-tier aggregation ensures precision in tracking median home values and rental rates.

A municipality must meet minimum data-density thresholds—including consistent reporting population samples from the U.S. Census and active residential or commercial real estate transaction feeds—to ensure statistical significance before a complete scoring profile is published.

When primary agencies (such as the Bureau of Labor Statistics or U.S. Census Bureau) issue historical data revisions or benchmark corrections, Urblytica's data pipeline automatically re-indexes affected historical archives to maintain longitudinal trend accuracy.

U.S. affordability calculations incorporate federal income tax brackets, state-specific income tax rates, and local municipal tax variations to evaluate the true net tax drag on median household earnings across different states and cities.

Local county and municipal property tax millage rates are factored directly into the housing component of the cost-of-living index to reflect recurring annual tax burdens for homeowners.

The platform aggregates state sales taxes alongside county and city surtaxes to measure consumer basket purchasing power parity accurately across different retail jurisdictions.

Utility calculations apply regional seasonal consumption weightings, incorporating high summer air conditioning loads in southern states and heavy winter heating demands in northern states.

The index tracks average out-of-pocket healthcare expenses, routine outpatient visit costs, and regional health insurance premium benchmarks published by federal health agencies.

Educational metrics aggregate state standardized testing benchmarks, student-to-teacher ratios, high school graduation rates, and per-pupil expenditure data published by state departments of education.

Get quotes from local pros in Duncan

Tell us what you need and we’ll pass it to companies that serve your area. It’s free, and there’s no obligation.

Compare Duncan with any city

See how it stacks up on cost, income, and quality of life.

Start Comparing

Sponsored