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Bloomington, Indiana

USA · Comprehensive city data and intelligence

60
Overall Score

Bloomington, Indiana is widely celebrated as one of the quintessential college towns in the American Midwest, serving as the proud home of Indiana University's flagship campus. Nestled in the rolling hills of southern Indiana, the city blends a vibrant, progressive intellectual hub with the natural beauty of nearby state parks and forests like Monroe Lake and Brown County. Originally founded in 1818, Bloomington has evolved into a thriving regional center for education, healthcare, technology, and arts and culture. People are drawn to the city for its dynamic community spirit, cultural diversity, and an active lifestyle rooted in both outdoor recreation and urban amenities.

About Indiana

Indiana, known as the "Hoosier State," offers a practical and community-oriented lifestyle with a cost of living generally below the national average. Its economy is diverse, with major industries including advanced manufacturing (automotive, steel, pharmaceuticals, medical devices), agriculture (corn, soybeans, hogs), life sciences, and logistics. The state experiences a humid continental climate, characterized by hot, muggy summers and cold, snowy winters, with spring and fall offering more moderate temperatures. Residents often value a relaxed pace of life, strong community ties, and access to outdoor activities and major metropolitan areas.

79,168
Population
$61K
Avg Salary
96
Cost Index
60.2
Quality Score
How this 60/100 was calculated five components, with every reading behind them
Component Readings used Points Weight Contributes
Safety Safety score: 74 / 100 74.0 30% 22.2
Affordability Cost of living index (100 = national baseline): 96.0 48.8 25% 12.2
Economy & jobs Median household income: $53,500 Income needed to live here: $52,000 Unemployment rate: 3.5% 54.9 20% 11.0
Growth Population growth rate: 0.8% Job growth rate: 1.9% 51.5 15% 7.7
Business climate assessment Business climate assessment: 71 / 100 71.0 10% 7.1
Overall score 60.2

Provenance. These figures were produced by the research pass recorded as Tier 1 (fast) (q=54, partial — below threshold), last refreshed 16 October 2026. They are researched estimates drawn from public sources, not a licensed data feed.

Each component is scored against fixed published endpoints, so this number is comparable with any other city and does not move as the dataset grows. Scoring framework 2026.10 — full methodology, weights and accepted ranges.

Businesses in Bloomington

Featured local businesses in Bloomington.

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Quality Scores

Business
71
Livability
79
Affordability
68
Growth
73

Cost of Living

The cost of living in Bloomington is generally slightly below the national average, though housing costs near the university and downtown core can skew higher depending on market demands. Everyday goods, utilities, and transportation tend to be quite reasonable compared to larger metropolitan areas across the United States. Economic drivers like the local university help insulate the local economy, though student-dominated rental markets create specific seasonal dynamics in housing availability and pricing.

Average Rent
$1,450/mo
Groceries
$420/mo
Transport
$110/mo
Utilities
$175/mo
Healthcare
$240/mo
Gym membership (monthly)
$45.00
Cinema ticket
$12.00
Restaurant meal (mid-range)
$20.00
Monthly groceries
$380.00
Doctor visit (without insurance)
$140.00

Salary Insights

Bloomington's economy is heavily anchored by Indiana University, which stands as the largest employer and a major engine for innovation, research, and workforce development. Beyond higher education, the city boasts a robust life sciences, medical device manufacturing, and technology sector, with major operations from companies like Cook Group and Baxter International. The local job market benefits from stable public sector employment and a growing entrepreneurial ecosystem supported by the university's business incubators. Remote work has also grown in popularity among professionals seeking a high quality of life with lower urban density.

The average salary in Bloomington is $61,000 per year. You would need approximately $52,000 to live comfortably.

Top Industries

Accommodation & Food Services +2.00% Manufacturing +1.80% Education +1.20% Healthcare & Social Assistance +2.40% Professional & Technical Services +2.70%

Climate

🌡️
55°F
Avg Temp
☀️
84°F
Summer High
❄️
22°F
Winter Low
🌧️
45.40"
Annual Rain
💧
68.00%
Humidity
🌤️
245
Sunny Days

Transport

Getting around Bloomington is relatively straightforward, supported by the Bloomington Public Transit system which operates numerous bus routes serving the city and campus. The city boasts strong walkability and bike friendliness within the downtown core and near Indiana University, earning recognition for its bicycle infrastructure. While driving is common for suburban commutes and accessing nearby natural areas, traffic congestion is generally modest outside of peak university move-in days and major game weekends.

19 min
Avg Commute
58.00/10
Transit Score
65.00/10
Walkability
Medium
Car Dependency

Pros & Cons

Advantages
Home to Indiana University, offering world-class cultural events, Division I athletics, and continuing education opportunities
Abundant natural beauty with proximity to Monroe Lake, Brown County, and numerous scenic hiking trails
Thriving culinary scene and diverse independent local businesses centered around a historic downtown square
High walkability and extensive bike infrastructure, including the popular multi-use B-Line Trail
Strong local economy anchored by stable education, life sciences, and advanced manufacturing sectors
Drawbacks
Rental market can be highly competitive and seasonally volatile due to the massive influx of university students
Traffic congestion and parking shortages spike significantly during major university events and move-in periods
Statewide property tax caps and funding structures can occasionally strain local municipal services
Humid summer conditions can limit outdoor comfort during peak July and August heatwaves
Public transit options outside of the central city and main campus corridors are somewhat limited

Questions about Bloomington

What people ask about living in and moving to Bloomington, Indiana.

What is the average rent for a one-bedroom apartment in Bloomington? Housing 1 answer

The average monthly rent for a one-bedroom apartment in Bloomington is about $1,450. This figure reflects the typical cost for a standard unit in the city’s rental market. When searching for a place, consider looking at online listings that include this price range, and keep in mind that rent can vary based on location, amenities, and whether the unit is furnished.

How does Bloomington’s cost of living compare to the national average? Cost of Living 1 answer

Bloomington’s cost of living index is 96, which is slightly below the national average of 100. This means that everyday expenses—such as groceries, utilities, and transportation—tend to be a bit cheaper than the national average. With an average salary of $61,000 per year, you should find that your earnings are fairly competitive against local living costs, allowing for a comfortable lifestyle if you manage your budg...

What are the main industries hiring in Bloomington right now? Jobs & Economy 1 answer

Bloomington’s economy is diversified, with strong sectors in education, healthcare, and technology. Many local employers focus on research, development, and support services. When searching for jobs, review job boards that list positions in these fields, and consider networking through industry events or local business groups to uncover opportunities that match your engineering background.

How are the public schools in Bloomington rated? Schools & Education 1 answer

Public schools in Bloomington generally receive solid ratings, reflecting well-maintained facilities and experienced teachers. Parents often find that the schools offer a range of extracurricular activities and support programs. For the most up-to-date performance data, visit the school district’s official website or consult local education review sites that provide annual reports and parent feedback.

Is Bloomington considered a safe place to live? Safety 1 answer

Bloomington has a safety score of 74 out of 100, indicating a relatively safe environment compared to national averages. Crime rates are generally lower than in larger metropolitan areas, and community policing initiatives help maintain a secure atmosphere. For detailed statistics, you can check the city’s crime reports or local law enforcement summaries available online.

What public transportation options are available in Bloomington? Getting Around 1 answer

The city offers a local transit authority that runs bus routes covering major residential and commercial areas. These services provide convenient access to downtown, nearby parks, and university campuses. Timetables, route maps, and fare information are typically posted on the transit authority’s website, which also offers mobile app support for real‑time tracking.

What healthcare facilities are nearby for general medical care? Healthcare 1 answer

Bloomington hosts several healthcare centers that provide primary care, specialty services, and emergency care. These facilities are equipped with modern equipment and staffed by experienced clinicians. To find the most suitable option, search the city’s healthcare directory or consult your insurance provider’s network listings for coverage details.

What are some popular outdoor activities in Bloomington? Things to Do 1 answer

Bloomington offers a variety of outdoor experiences, including well-maintained parks, trails, and lakes. Many of these spots feature walking paths, picnic areas, and seasonal events. Local community boards and the city’s recreation department provide schedules for guided hikes, bird‑watching tours, and seasonal festivals that celebrate the region’s natural beauty.

What should I know about moving into a rental in Bloomington? Moving Here 1 answer

Before signing a lease, verify that the rental agreement includes details on rent, security deposit, lease duration, and maintenance responsibilities. Check the property’s condition, confirm utilities are set up, and review any pet or parking policies. It’s also wise to read tenant reviews or ask current residents about the landlord’s responsiveness and the neighborhood’s overall quality.

What is the overall vibe of Bloomington for young professionals? General 1 answer

Bloomington balances a vibrant community atmosphere with a relaxed pace. The city hosts cultural events, farmers’ markets, and live music venues that appeal to young professionals. At the same time, its smaller size means less traffic congestion and a more personal sense of community. Visiting local neighborhoods and speaking with residents can give you a firsthand feel for the city’s character.

Some answers here were drafted as a starting point and may be out of date. Live in Bloomington? Add your own.

Frequently Asked Questions

Urblytica benchmarks its Cost of Living Index against a United States national average baseline of 100. A score of 115 means a city is approximately 15% more expensive than the national average, while a score of 85 indicates it is 15% more affordable. This composite calculation is weighted across six primary expenditure categories: housing, utilities, grocery items, transportation, healthcare, and miscellaneous goods.

Urblytica aggregates housing data from multiple authoritative sources, including Multiple Listing Service (MLS) feeds, municipal property tax registries, the U.S. Census Bureau’s American Community Survey (ACS), and verified historical deed transactions. This multi-tier aggregation ensures precision in tracking median home values and rental rates.

A municipality must meet minimum data-density thresholds—including consistent reporting population samples from the U.S. Census and active residential or commercial real estate transaction feeds—to ensure statistical significance before a complete scoring profile is published.

When primary agencies (such as the Bureau of Labor Statistics or U.S. Census Bureau) issue historical data revisions or benchmark corrections, Urblytica's data pipeline automatically re-indexes affected historical archives to maintain longitudinal trend accuracy.

U.S. affordability calculations incorporate federal income tax brackets, state-specific income tax rates, and local municipal tax variations to evaluate the true net tax drag on median household earnings across different states and cities.

Local county and municipal property tax millage rates are factored directly into the housing component of the cost-of-living index to reflect recurring annual tax burdens for homeowners.

The platform aggregates state sales taxes alongside county and city surtaxes to measure consumer basket purchasing power parity accurately across different retail jurisdictions.

Utility calculations apply regional seasonal consumption weightings, incorporating high summer air conditioning loads in southern states and heavy winter heating demands in northern states.

The index tracks average out-of-pocket healthcare expenses, routine outpatient visit costs, and regional health insurance premium benchmarks published by federal health agencies.

Educational metrics aggregate state standardized testing benchmarks, student-to-teacher ratios, high school graduation rates, and per-pupil expenditure data published by state departments of education.
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