City Profile

Greenwood, Indiana

USA · Comprehensive city data and intelligence

Overall Score

Greenwood is a rapidly growing suburban city located just south of Indianapolis in Johnson County, Indiana. Originally founded in the 19th century as a small agricultural settlement known as 'Smocktown,' it has evolved into a thriving commercial and residential hub. Today, residents are drawn to Greenwood for its welcoming community character, excellent local amenities, and easy access to the capital region.

About Indiana

Indiana, known as the "Hoosier State," offers a practical and community-oriented lifestyle with a cost of living generally below the national average. Its economy is diverse, with major industries including advanced manufacturing (automotive, steel, pharmaceuticals, medical devices), agriculture (corn, soybeans, hogs), life sciences, and logistics. The state experiences a humid continental climate, characterized by hot, muggy summers and cold, snowy winters, with spring and fall offering more moderate temperatures. Residents often value a relaxed pace of life, strong community ties, and access to outdoor activities and major metropolitan areas.

64,830

Population

$64K

Avg Salary

Cost Index

70.1

Quality Score

How this 70/100 was calculated five components, with every reading behind them

Component	Readings used	Points	Weight	Contributes
Safety	Safety score: 78 / 100	78.0	30%	23.4
Affordability	Cost of living index (100 = national baseline): 93.0	52.5	25%	13.1
Economy & jobs	Median household income: $78,500 Income needed to live here: $52,000 Unemployment rate: 3.6%	84.4	20%	16.9
Growth	Population growth rate: 1.5% Job growth rate: 2.3%	64.3	15%	9.6
Business climate assessment	Business climate assessment: 71 / 100	71.0	10%	7.1
Overall score				70.1

Provenance. These figures were produced by the research pass recorded as Gemini (ungrounded) (q=54, partial — below threshold), last refreshed 16 October 2026. They are researched estimates drawn from public sources, not a licensed data feed.

Each component is scored against fixed published endpoints, so this number is comparable with any other city and does not move as the dataset grows. Scoring framework 2026.10 — full methodology, weights and accepted ranges.

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Performance

Quality Scores

Business

Livability

Affordability

Growth

Expenses

Cost of Living

The cost of living in Greenwood generally sits slightly below the national average, making it an attractive destination for families and working professionals. Housing costs, while experiencing upward pressure due to regional growth, remain more affordable than downtown Indianapolis or major coastal markets. Everyday expenses such as groceries, utilities, and transportation track favorably against the broader US baseline.

Average Rent

$1,450/mo

Groceries

$420/mo

Transport

$115/mo

Utilities

$175/mo

Healthcare

$230/mo

Gym membership (monthly)

$45.00

Cinema ticket

$13.00

Restaurant meal (mid-range)

$20.00

Monthly groceries

$420.00

Doctor visit (without insurance)

$140.00

Income

Salary Insights

Greenwood boasts a diversified local economy with robust employment sectors in healthcare, retail trade, manufacturing, and logistics. Major employers include the local school district, regional healthcare networks, and various corporate distribution centers that capitalize on the city's prime interstate access. The job market also benefits heavily from its economic integration with the greater Indianapolis metropolitan area.

The average salary in Greenwood is $64,000 per year. You would need approximately $52,000 to live comfortably.

Employment

Top Industries

Retail Trade +1.50% Manufacturing +2.00% Healthcare +2.80% Educational Services +1.70% Logistics and Warehousing +3.20%

Weather

Climate

🌡️

54°F

Avg Temp

☀️

83°F

Summer High

❄️

22°F

Winter Low

🌧️

45.30"

Annual Rain

💧

68.00%

Humidity

🌤️

241

Sunny Days

Mobility

Transport

Greenwood is primarily a car-dependent suburban city where most residents rely on personal vehicles for daily commuting and errands. The municipality is bisected by Interstate 65, providing direct and efficient connectivity to downtown Indianapolis in approximately 20 minutes. Public transit options within the city limits remain limited, though regional connectivity initiatives continue to evolve.

27 min

Avg Commute

32.00/10

Transit Score

38.00/10

Walkability

High

Car Dependency

At a Glance

Pros & Cons

Advantages

Median home prices remain more affordable than the national average per recent Zillow and local real estate data.

Proximity to Indianapolis provides big-city career and entertainment options within a 20-minute drive.

Crime rates consistently trend well below national medians, making it a notably safe place to raise a family.

Greenwood Community School Corporation offers highly rated educational options for local children.

Extensive local park system featuring over a dozen parks, playgrounds, and expanding multi-use trails.

Drawbacks

High car dependency can lead to localized traffic congestion along major commercial corridors like US 31.

Public transportation options are sparse, requiring personal vehicle ownership for daily life.

Property tax rates in Indiana can fluctuate, impacting long-term household budgeting for homeowners.

Winter weather brings freezing temperatures and notable snowfall that requires active municipal snow removal.

Rapid population growth has outpaced certain infrastructure upgrades, increasing peak-hour travel times.

Head to Head

Compare Greenwood

Greenwood VS Grants Pass Greenwood VS Binghamton Greenwood VS Cincinnati Greenwood VS Syracuse

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Nearby Cities

Indianapolis

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Fishers

Carmel

Community Q&A

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What people ask about living in and moving to Greenwood, Indiana.

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FAQ

Frequently Asked Questions

Urblytica benchmarks its Cost of Living Index against a United States national average baseline of 100. A score of 115 means a city is approximately 15% more expensive than the national average, while a score of 85 indicates it is 15% more affordable. This composite calculation is weighted across six primary expenditure categories: housing, utilities, grocery items, transportation, healthcare, and miscellaneous goods.

Urblytica aggregates housing data from multiple authoritative sources, including Multiple Listing Service (MLS) feeds, municipal property tax registries, the U.S. Census Bureau’s American Community Survey (ACS), and verified historical deed transactions. This multi-tier aggregation ensures precision in tracking median home values and rental rates.

A municipality must meet minimum data-density thresholds—including consistent reporting population samples from the U.S. Census and active residential or commercial real estate transaction feeds—to ensure statistical significance before a complete scoring profile is published.

When primary agencies (such as the Bureau of Labor Statistics or U.S. Census Bureau) issue historical data revisions or benchmark corrections, Urblytica's data pipeline automatically re-indexes affected historical archives to maintain longitudinal trend accuracy.

U.S. affordability calculations incorporate federal income tax brackets, state-specific income tax rates, and local municipal tax variations to evaluate the true net tax drag on median household earnings across different states and cities.

Local county and municipal property tax millage rates are factored directly into the housing component of the cost-of-living index to reflect recurring annual tax burdens for homeowners.

The platform aggregates state sales taxes alongside county and city surtaxes to measure consumer basket purchasing power parity accurately across different retail jurisdictions.

Utility calculations apply regional seasonal consumption weightings, incorporating high summer air conditioning loads in southern states and heavy winter heating demands in northern states.

The index tracks average out-of-pocket healthcare expenses, routine outpatient visit costs, and regional health insurance premium benchmarks published by federal health agencies.

Educational metrics aggregate state standardized testing benchmarks, student-to-teacher ratios, high school graduation rates, and per-pupil expenditure data published by state departments of education.