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Ottumwa, Iowa

USA · Comprehensive city data and intelligence

63
Overall Score

Ottumwa, Iowa, situated along the scenic Des Moines River in Wapello County, boasts a rich history deeply rooted in meatpacking, railroading, and manufacturing. Founded in the mid-19th century, the city grew into a major industrial hub, famously nicknamed the 'Video Game Capital of the World' in the 1980s for its arcade gaming culture. Today, Ottumwa serves as a regional center for retail, healthcare, and employment in southeast Iowa, attracting residents with its charming historic downtown and welcoming Midwestern community vibe. People frequently move to Ottumwa for its exceptionally low cost of living, peaceful neighborhoods, and ample economic opportunities relative to housing expenses.

About Iowa

Iowa, located in the Midwest, is characterized by its expansive farmlands and a generally relaxed, community-focused lifestyle. The state's economy is diverse, with major industries including advanced manufacturing, biosciences, finance and insurance, and its foundational agricultural sector, which leads in corn, soybean, ethanol, and pork production. Living in Iowa is notably affordable, with the cost of living, particularly housing, being significantly lower than the national average. The climate is humid continental, featuring hot, humid summers and cold winters, with seasonal precipitation and susceptibility to various natural disasters like snowstorms, floods, and tornadoes.

25,514
Population
$48K
Avg Salary
82
Cost Index
62.8
Quality Score
How this 63/100 was calculated five components, with every reading behind them
Component Readings used Points Weight Contributes
Safety Safety score: 65 / 100 65.0 30% 19.5
Affordability Cost of living index (100 = national baseline): 82.0 66.3 25% 16.6
Economy & jobs Median household income: $53,500 Income needed to live here: $42,000 Unemployment rate: 3.8% 68.4 20% 13.7
Growth Population growth rate: 0.4% Job growth rate: 1.5% 42.5 15% 6.4
Business climate assessment Business climate assessment: 67 / 100 67.0 10% 6.7
Overall score 62.8

Provenance. These figures were produced by the research pass recorded as Tier 1 (fast) (q=52, partial — below threshold), last refreshed 16 October 2026. They are researched estimates drawn from public sources, not a licensed data feed.

Each component is scored against fixed published endpoints, so this number is comparable with any other city and does not move as the dataset grows. Scoring framework 2026.10 — full methodology, weights and accepted ranges.

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Quality Scores

Business
67
Livability
73
Affordability
88
Growth
66

Cost of Living

The cost of living in Ottumwa is significantly lower than the national average, making it an attractive destination for budget-conscious families, first-time homebuyers, and retirees. Housing costs, in particular, remain well below the national median, allowing residents to purchase spacious properties for a fraction of what they would cost in larger metropolitan areas. Everyday expenses such as groceries, utilities, and local services also track below national norms, leaving residents with more disposable income. While certain specialized goods and services may require travel to larger hubs like Des Moines, the day-to-day cost structure heavily favors affordability.

Utility costs fluctuate moderately with the changing seasons, driven by warm summers and cold winters, but overall energy expenses remain manageable. Property taxes in Iowa can be a factor, yet the low initial purchase price of homes in Ottumwa largely offsets these local tax burdens. Transportation expenses are generally low due to short average commute times and minimal traffic congestion, reducing fuel and maintenance costs. Overall, Ottumwa provides an economical lifestyle without sacrificing essential modern amenities.

Average Rent
$850/mo
Groceries
$350/mo
Transport
$100/mo
Utilities
$170/mo
Healthcare
$220/mo
Gym membership (monthly)
$40.00
Cinema ticket
$11.00
Restaurant meal (mid-range)
$18.00
Monthly groceries
$350.00
Doctor visit (without insurance)
$130.00

Salary Insights

Ottumwa features a resilient local economy anchored by manufacturing, healthcare, education, and retail trade. Major employers such as John Deere, JBS USA, and Ottumwa Regional Health Center provide a steady foundation of stable blue-collar and professional jobs for the region. The city acts as an employment magnet for surrounding rural counties, drawing a daily workforce into its commercial and industrial districts. While traditional industries still dominate, community leaders have actively pursued workforce development initiatives and support for small businesses to diversify the local economic base.

The remote work scene in Ottumwa is growing slowly, supported by expanding broadband internet infrastructure throughout Wapello County. Professionals seeking a quiet environment with low overhead costs increasingly find Ottumwa appealing for remote employment while earning wages from companies based in larger metros. Workforce training programs at Indian Hills Community College help align local skill sets with emerging employer demands. Consequently, the local job market maintains steady participation rates and offers dependable opportunities for skilled laborers and healthcare professionals.

The average salary in Ottumwa is $48,000 per year. You would need approximately $42,000 to live comfortably.

Top Industries

Retail Trade +0.80% Manufacturing +1.20% Healthcare +2.40% Accommodation and Food Services +1.60% Educational Services +1.00%

Climate

🌡️
54°F
Avg Temp
☀️
84°F
Summer High
❄️
18°F
Winter Low
🌧️
30.20"
Annual Rain
💧
68.00%
Humidity
🌤️
274
Sunny Days

Transport

Getting around Ottumwa is primarily centered on automobile travel, with an efficient street grid and minimal traffic congestion ensuring fast commutes. Public transportation is provided by the Ottumwa Transit Authority, which operates fixed-bus routes connecting major residential, commercial, and medical hubs. Walkability varies by neighborhood, with the downtown commercial district offering pedestrian-friendly sidewalks and retail access, while suburban areas are more car-dependent. Bike paths and trails are continually being expanded to support alternative transit and recreation.

Commute times in Ottumwa are exceptionally short, averaging well under twenty minutes, which significantly reduces daily travel fatigue. Major regional highways, including US-63 and US-34, intersect near the city, providing smooth vehicular connections to Des Moines, Iowa City, and neighboring states. While rail freight is active through the city, passenger rail access requires travel to nearby regional stations. Overall, the local transportation network is optimized for quick, stress-free driving and basic public transit utility.

15 min
Avg Commute
40.00/10
Transit Score
48.00/10
Walkability
High
Car Dependency

Pros & Cons

Advantages
Median home purchase prices in Ottumwa are drastically lower than the national average per Zillow and US Census data.
Average commute times are exceptionally short at under 15 minutes, minimizing daily transit stress.
Abundant outdoor recreation opportunities are available along the Des Moines River and local parks system.
The local cost of living index is well below the US average, stretching household budgets further.
A vibrant cultural and events calendar is hosted at the modern Bridge View Center downtown.
Drawbacks
Average household incomes and wages lag behind national medians per US Census Bureau American Community Survey data.
Certain heavy manufacturing and industrial sectors experience cyclical employment fluctuations.
Public transportation options outside of core fixed bus routes are limited for non-drivers.
Some older housing stock requires significant weatherization and energy-efficiency updates for harsh winters.
Access to specialized medical sub-specialties requires travel to larger regional hospital hubs.

Questions about Ottumwa

What people ask about living in and moving to Ottumwa, Iowa.

Gathering the most common questions about Ottumwa…

Frequently Asked Questions

Urblytica benchmarks its Cost of Living Index against a United States national average baseline of 100. A score of 115 means a city is approximately 15% more expensive than the national average, while a score of 85 indicates it is 15% more affordable. This composite calculation is weighted across six primary expenditure categories: housing, utilities, grocery items, transportation, healthcare, and miscellaneous goods.

Urblytica aggregates housing data from multiple authoritative sources, including Multiple Listing Service (MLS) feeds, municipal property tax registries, the U.S. Census Bureau’s American Community Survey (ACS), and verified historical deed transactions. This multi-tier aggregation ensures precision in tracking median home values and rental rates.

A municipality must meet minimum data-density thresholds—including consistent reporting population samples from the U.S. Census and active residential or commercial real estate transaction feeds—to ensure statistical significance before a complete scoring profile is published.

When primary agencies (such as the Bureau of Labor Statistics or U.S. Census Bureau) issue historical data revisions or benchmark corrections, Urblytica's data pipeline automatically re-indexes affected historical archives to maintain longitudinal trend accuracy.

U.S. affordability calculations incorporate federal income tax brackets, state-specific income tax rates, and local municipal tax variations to evaluate the true net tax drag on median household earnings across different states and cities.

Local county and municipal property tax millage rates are factored directly into the housing component of the cost-of-living index to reflect recurring annual tax burdens for homeowners.

The platform aggregates state sales taxes alongside county and city surtaxes to measure consumer basket purchasing power parity accurately across different retail jurisdictions.

Utility calculations apply regional seasonal consumption weightings, incorporating high summer air conditioning loads in southern states and heavy winter heating demands in northern states.

The index tracks average out-of-pocket healthcare expenses, routine outpatient visit costs, and regional health insurance premium benchmarks published by federal health agencies.

Educational metrics aggregate state standardized testing benchmarks, student-to-teacher ratios, high school graduation rates, and per-pupil expenditure data published by state departments of education.

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