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Elsmere, Delaware

USA · Comprehensive city data and intelligence

59
Overall Score

Elsmere is a vibrant town in New Castle County, Delaware, established in the late 19th century and officially incorporated in 1909. Located just west of Wilmington, it offers residents a dense suburban feel with easy access to major urban amenities and employment hubs. People often move here for its central location, community-oriented neighborhoods, and accessible housing options compared to nearby metropolitan centers.

About Delaware

Delaware, known as "The First State," offers a diverse character ranging from bustling urban centers like Wilmington to serene beaches and farmlands. Its economy is robust, heavily influenced by the finance and insurance sector, which contributes significantly to the state's GDP, alongside major industries such as chemical manufacturing, healthcare, and retail trade. Living in Delaware generally presents a moderate cost of living, often near the national average, with the advantage of no sales tax and relatively low property taxes. The state experiences a humid subtropical climate, characterized by hot, humid summers and mild winters, with precipitation distributed throughout the year. Residents can enjoy a lifestyle that blends small-town charm with access to major East Coast cities and abundant outdoor recreational opportunities.

6,150
Population
$67K
Avg Salary
98
Cost Index
59.3
Quality Score
How this 59/100 was calculated five components, with every reading behind them
Component Readings used Points Weight Contributes
Safety Safety score: 70 / 100 70.0 30% 21.0
Affordability Cost of living index (100 = national baseline): 98.0 46.3 25% 11.6
Economy & jobs Median household income: $65,500 Income needed to live here: $52,000 Unemployment rate: 4.2% 65.0 20% 13.0
Growth Population growth rate: 0.5% Job growth rate: 1.8% 46.8 15% 7.0
Business climate assessment Business climate assessment: 67 / 100 67.0 10% 6.7
Overall score 59.3

Provenance. These figures were produced by the research pass recorded as Tier 2 (reasoned) (q=54, partial — below threshold), last refreshed 15 October 2026. They are researched estimates drawn from public sources, not a licensed data feed.

Each component is scored against fixed published endpoints, so this number is comparable with any other city and does not move as the dataset grows. Scoring framework 2026.10 — full methodology, weights and accepted ranges.

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Quality Scores

Business
67
Livability
73
Affordability
96
Growth
69

Cost of Living

The cost of living in Elsmere is closely aligned with the national average, though certain expenses like housing can vary based on regional demand in New Castle County. Residents benefit from Delaware's lack of a state sales tax, which helps offset everyday retail, dining, and service costs. Utility and transportation expenses remain moderate, though local property taxes contribute to the overall cost structure.

Average Rent
$1,450/mo
Groceries
$380/mo
Transport
$115/mo
Utilities
$175/mo
Healthcare
$230/mo
Gym membership (monthly)
$45.00
Cinema ticket
$13.50
Restaurant meal (mid-range)
$22.00
Monthly groceries
$380.00
Doctor visit (without insurance)
$140.00

Salary Insights

Elsmere's economy is tightly integrated with the broader Wilmington metropolitan area, featuring strong employment avenues in healthcare, education, and professional services. Major employers nearby include ChristianaCare, various financial institutions, and regional manufacturing and logistics firms. The local commercial landscape also includes numerous small retail shops and service providers along major corridors like Kirkwood Highway.

The average salary in Elsmere is $67,000 per year. You would need approximately $52,000 to live comfortably.

Top Industries

Retail Trade +1.10% Manufacturing +0.90% Healthcare +2.60% Educational Services +1.40% Professional and Technical Services +2.00%

Climate

🌡️
55°F
Avg Temp
☀️
84°F
Summer High
❄️
26°F
Winter Low
🌧️
40.80"
Annual Rain
💧
64.00%
Humidity
🌤️
255
Sunny Days

Transport

Getting around Elsmere is convenient for drivers, with major routes like Route 2 (Kirkwood Highway) and Interstate 95 providing quick access to Wilmington, Philadelphia, and regional destinations. Public transportation is served by DART First State bus routes, which connect residents to key employment and shopping hubs throughout New Castle County. The town also features moderate walkability, allowing residents to run everyday errands on foot in central commercial districts.

24 min
Avg Commute
52.00/10
Transit Score
62.00/10
Walkability
High
Car Dependency

Pros & Cons

Advantages
Delaware's lack of state sales tax significantly reduces everyday retail and dining expenses per state tax guidelines.
Conveniently located just minutes from downtown Wilmington with easy access to major employers and cultural sites.
A strong community-focused suburban feel with active local parks and neighborhood events.
Proximity to world-class healthcare facilities like ChristianaCare systems in New Castle County.
Median home prices and rental rates remain competitive compared to nearby Philadelphia and northern suburbs.
Drawbacks
Traffic congestion can be heavy along primary commercial corridors like Kirkwood Highway during peak commuting hours.
Housing inventory can be limited, leading to competitive conditions for prospective buyers.
Property taxes in New Castle County can add to the overall cost of homeownership.
Limited public rail transit directly within town borders, making car ownership nearly essential.
Older housing stock may require regular maintenance and energy-efficiency updates.

Questions about Elsmere

What people ask about living in and moving to Elsmere, Delaware.

How does the cost of living in Elsmere compare to the national average? Cost of Living 1 answer

Elsmere’s cost of living index is 98, which is slightly below the national average of 100. This means everyday expenses such as groceries, utilities, and transportation are a bit cheaper than the U.S. average. With an average annual salary of $67,000, you would likely find that your income covers basic living costs comfortably, especially considering the lower rent average of $1,450 per month. However, personal spend...

What is the average rent for a one-bedroom apartment in Elsmere? Housing 1 answer

The average rent for a one-bedroom apartment in Elsmere is about $1,450 per month. This figure reflects the typical cost for a modest, single-room unit in the area. Rent can vary depending on location, amenities, and the age of the building, so it’s advisable to browse local listings or contact real estate agents who specialize in the region to find options that fit your budget.

What kinds of employment opportunities are common for residents in Elsmere? Jobs & Economy 1 answer

Elsmere’s job market is diverse, with employment opportunities in manufacturing, logistics, retail, and service sectors. The proximity to larger cities means many residents commute to nearby urban centers for work, which offer roles in technology, finance, and professional services. For specific openings, check local job boards, the city’s employment portal, or regional workforce agencies that list vacancies across v...

What is the quality of public schools in Elsmere? Schools & Education 1 answer

Public schools in Elsmere are part of a district that emphasizes community involvement and offers a range of academic programs. Performance metrics such as graduation rates and standardized test scores are comparable to state averages. Parents can review school performance reports and visit school websites for detailed information on curricula, extracurricular activities, and parent-teacher resources.

How safe is Elsmere compared to other nearby towns? Safety 1 answer

Elsmere has a safety score of 70 out of 100, indicating a moderate level of safety. This score reflects local crime statistics and community policing efforts. While it is slightly lower than some neighboring areas, many residents report feeling secure in their neighborhoods. For up-to-date crime data, consult the city’s public safety reports or local law enforcement publications.

What public transportation options are available for commuting? Getting Around 1 answer

The city offers a local transit system that connects residential areas with commercial centers and nearby larger cities. Buses run on regular schedules, and there are also regional rail services that link Elsmere to major employment hubs. For route maps, schedules, and fare information, visit the city’s transportation department website or contact the local transit authority.

What healthcare facilities are within easy reach of Elsmere? Healthcare 1 answer

Elsmere is served by a network of outpatient clinics and a regional hospital that offer primary care, emergency services, and specialty treatments. These facilities are staffed by qualified medical professionals and provide a range of services from routine check-ups to advanced diagnostics. For specific provider lists and appointment scheduling, check the city’s health services portal or contact the local health depa...

What recreational activities can I enjoy in Elsmere? Things to Do 1 answer

Elsmere offers parks with walking trails, community centers that host sports leagues, and seasonal festivals that celebrate local culture. The city’s green spaces provide opportunities for jogging, picnics, and family outings. Community events such as farmers markets, holiday parades, and art shows are organized throughout the year, giving residents a chance to engage with neighbors and explore local traditions.

What should I know about the moving process into Elsmere? Moving Here 1 answer

When moving to Elsmere, it’s helpful to research local utility providers for electricity, water, and internet services, as well as to arrange for trash and recycling pickup. Registering your vehicle and updating your driver’s license at the state’s motor vehicle office is required within a set timeframe after arrival. Additionally, familiarize yourself with the city’s ordinances on parking, waste disposal, and commun...

What is the overall vibe of living in Elsmere? General 1 answer

Elsmere has a close-knit community atmosphere with a blend of suburban calm and access to urban amenities. Residents often appreciate the friendly neighborhoods, local shops, and the accessibility to larger city centers for work and entertainment. The city’s moderate cost of living and balanced safety score contribute to a comfortable lifestyle, making it attractive for families, professionals, and retirees alike.

Some answers here were drafted as a starting point and may be out of date. Live in Elsmere? Add your own.

Frequently Asked Questions

Urblytica benchmarks its Cost of Living Index against a United States national average baseline of 100. A score of 115 means a city is approximately 15% more expensive than the national average, while a score of 85 indicates it is 15% more affordable. This composite calculation is weighted across six primary expenditure categories: housing, utilities, grocery items, transportation, healthcare, and miscellaneous goods.

Urblytica aggregates housing data from multiple authoritative sources, including Multiple Listing Service (MLS) feeds, municipal property tax registries, the U.S. Census Bureau’s American Community Survey (ACS), and verified historical deed transactions. This multi-tier aggregation ensures precision in tracking median home values and rental rates.

A municipality must meet minimum data-density thresholds—including consistent reporting population samples from the U.S. Census and active residential or commercial real estate transaction feeds—to ensure statistical significance before a complete scoring profile is published.

When primary agencies (such as the Bureau of Labor Statistics or U.S. Census Bureau) issue historical data revisions or benchmark corrections, Urblytica's data pipeline automatically re-indexes affected historical archives to maintain longitudinal trend accuracy.

U.S. affordability calculations incorporate federal income tax brackets, state-specific income tax rates, and local municipal tax variations to evaluate the true net tax drag on median household earnings across different states and cities.

Local county and municipal property tax millage rates are factored directly into the housing component of the cost-of-living index to reflect recurring annual tax burdens for homeowners.

The platform aggregates state sales taxes alongside county and city surtaxes to measure consumer basket purchasing power parity accurately across different retail jurisdictions.

Utility calculations apply regional seasonal consumption weightings, incorporating high summer air conditioning loads in southern states and heavy winter heating demands in northern states.

The index tracks average out-of-pocket healthcare expenses, routine outpatient visit costs, and regional health insurance premium benchmarks published by federal health agencies.

Educational metrics aggregate state standardized testing benchmarks, student-to-teacher ratios, high school graduation rates, and per-pupil expenditure data published by state departments of education.

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