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Evansville, Indiana

USA · Comprehensive city data and intelligence

59
Overall Score

Evansville is the economic hub of southwestern Indiana, situated gracefully along a sweeping bend of the Ohio River. Founded in 1812, the city boasts a rich history intertwined with river commerce, manufacturing, and coal mining, eventually evolving into a modern regional center. Today, Evansville offers a unique blend of Midwestern hospitality, historic neighborhoods, and contemporary amenities like the Ford Center and the Haynie's Corner Arts District. People are drawn to the area for its remarkable economic stability, affordable cost of living, and a strong sense of community that provides a welcoming environment for families and professionals alike.

About Indiana

Indiana, known as the "Hoosier State," offers a practical and community-oriented lifestyle with a cost of living generally below the national average. Its economy is diverse, with major industries including advanced manufacturing (automotive, steel, pharmaceuticals, medical devices), agriculture (corn, soybeans, hogs), life sciences, and logistics. The state experiences a humid continental climate, characterized by hot, muggy summers and cold, snowy winters, with spring and fall offering more moderate temperatures. Residents often value a relaxed pace of life, strong community ties, and access to outdoor activities and major metropolitan areas.

115,738
Population
$54K
Avg Salary
88
Cost Index
58.9
Quality Score
How this 59/100 was calculated five components, with every reading behind them
Component Readings used Points Weight Contributes
Safety Safety score: 62 / 100 62.0 30% 18.6
Affordability Cost of living index (100 = national baseline): 88.0 58.8 25% 14.7
Economy & jobs Median household income: $53,500 Income needed to live here: $45,000 Unemployment rate: 3.9% 62.4 20% 12.5
Growth Population growth rate: 0.2% Job growth rate: 1.5% 40.0 15% 6.0
Business climate assessment Business climate assessment: 71 / 100 71.0 10% 7.1
Overall score 58.9

Provenance. These figures were produced by the research pass recorded as Tier 1 (fast) (q=52, partial — below threshold), last refreshed 16 October 2026. They are researched estimates drawn from public sources, not a licensed data feed.

Each component is scored against fixed published endpoints, so this number is comparable with any other city and does not move as the dataset grows. Scoring framework 2026.10 — full methodology, weights and accepted ranges.

Businesses in Evansville

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Quality Scores

Business
71
Livability
75
Affordability
82
Growth
68

Cost of Living

The cost of living in Evansville is notably lower than the national average, making it an attractive destination for budget-conscious families and first-time homebuyers. Housing costs, in particular, sit well below national benchmarks, allowing residents to secure significantly more square footage for their money compared to major coastal metros. Everyday expenses such as groceries, utilities, and transportation also track below national medians, alleviating common financial pressures seen elsewhere in the country.

While everyday goods and real estate remain exceptionally affordable, certain specialized services and imported goods reflect standard national pricing. Utility costs can fluctuate seasonally, driven by humid summers and chilly winters, but efficient municipal utilities help keep baseline expenses manageable. Overall, the local economic climate enables residents to enjoy a comfortable lifestyle with greater disposable income relative to their earnings.

Average Rent
$950/mo
Groceries
$380/mo
Transport
$110/mo
Utilities
$170/mo
Healthcare
$210/mo
Gym membership (monthly)
$40.00
Cinema ticket
$12.00
Restaurant meal (mid-range)
$18.00
Monthly groceries
$380.00
Doctor visit (without insurance)
$120.00

Salary Insights

Evansville serves as the primary medical, commercial, and cultural anchor for the Tri-State area encompassing Indiana, Kentucky, and Illinois. The local economy is anchored by robust healthcare and manufacturing sectors, featuring major regional employers like Deaconess Health System, Ascension St. Vincent, and Toyota Indiana. Advanced manufacturing, logistics, and financial services further diversify the employment landscape, offering steady career opportunities across multiple experience levels.

The remote work scene has also found a comfortable footing in Evansville, supported by expanding broadband infrastructure and a growing community of remote professionals seeking affordable living spaces. The city's economic development initiatives continue to foster entrepreneurship and downtown revitalization, attracting small businesses and tech startups to the urban core. This dynamic creates a resilient job market with steady employment growth and ample room for career advancement.

The average salary in Evansville is $54,000 per year. You would need approximately $45,000 to live comfortably.

Top Industries

Retail Trade +0.80% Manufacturing +1.20% Healthcare +2.40% Educational Services +1.00% Hospitality and Tourism +1.80%

Climate

🌡️
58°F
Avg Temp
☀️
85°F
Summer High
❄️
27°F
Winter Low
🌧️
46.10"
Annual Rain
💧
70.00%
Humidity
🌤️
252
Sunny Days

Transport

Getting around Evansville is primarily car-dependent, with an expansive roadway network that ensures manageable commute times across the metropolitan area. Major thoroughfares like the Lloyd Expressway and Interstate 69 facilitate efficient travel across town, keeping average commute times well below the national average. Traffic congestion is generally minimal, restricted mostly to standard rush-hour windows near major industrial and commercial hubs.

Public transportation is provided by METS (Metropolitan Evansville Transit System), offering fixed-bus routes throughout the city, though service frequency varies outside core corridors. For active transportation advocates, the expanding Evansville Urban Transportation Greenway connects key parks and residential zones, supporting cycling and walking. Regional connectivity is further enhanced by the Evansville Regional Airport, providing convenient air travel options.

18 min
Avg Commute
35.00/10
Transit Score
42.00/10
Walkability
High
Car Dependency

Pros & Cons

Advantages
Median home prices in Evansville are significantly lower than the national average, making homeownership highly accessible per Zillow data.
Average commute times are under 20 minutes, well below the national average, per U.S. Census Bureau statistics.
The city features robust healthcare networks anchored by major regional employers like Deaconess Health System and Ascension St. Vincent.
Wesselman Woods provides access to one of the largest urban old-growth forests in the United States right within city limits.
A thriving arts and culture scene is highlighted by the historic Haynie's Corner Arts District and active community festivals.
Drawbacks
Public transit options are limited outside of core routes, resulting in a high reliance on personal vehicles per local transit studies.
Property crime rates in certain urban core neighborhoods exceed national medians per annual FBI crime data reports.
Summer humidity can be quite high, occasionally driving up seasonal cooling utility expenses.
Average household incomes trail national medians, reflecting the regional cost-of-living adjustment.
Limited direct commercial flight destinations from Evansville Regional Airport require travelers to connect through major hubs.

Questions about Evansville

What people ask about living in and moving to Evansville, Indiana.

Gathering the most common questions about Evansville…

Frequently Asked Questions

Urblytica benchmarks its Cost of Living Index against a United States national average baseline of 100. A score of 115 means a city is approximately 15% more expensive than the national average, while a score of 85 indicates it is 15% more affordable. This composite calculation is weighted across six primary expenditure categories: housing, utilities, grocery items, transportation, healthcare, and miscellaneous goods.

Urblytica aggregates housing data from multiple authoritative sources, including Multiple Listing Service (MLS) feeds, municipal property tax registries, the U.S. Census Bureau’s American Community Survey (ACS), and verified historical deed transactions. This multi-tier aggregation ensures precision in tracking median home values and rental rates.

A municipality must meet minimum data-density thresholds—including consistent reporting population samples from the U.S. Census and active residential or commercial real estate transaction feeds—to ensure statistical significance before a complete scoring profile is published.

When primary agencies (such as the Bureau of Labor Statistics or U.S. Census Bureau) issue historical data revisions or benchmark corrections, Urblytica's data pipeline automatically re-indexes affected historical archives to maintain longitudinal trend accuracy.

U.S. affordability calculations incorporate federal income tax brackets, state-specific income tax rates, and local municipal tax variations to evaluate the true net tax drag on median household earnings across different states and cities.

Local county and municipal property tax millage rates are factored directly into the housing component of the cost-of-living index to reflect recurring annual tax burdens for homeowners.

The platform aggregates state sales taxes alongside county and city surtaxes to measure consumer basket purchasing power parity accurately across different retail jurisdictions.

Utility calculations apply regional seasonal consumption weightings, incorporating high summer air conditioning loads in southern states and heavy winter heating demands in northern states.

The index tracks average out-of-pocket healthcare expenses, routine outpatient visit costs, and regional health insurance premium benchmarks published by federal health agencies.

Educational metrics aggregate state standardized testing benchmarks, student-to-teacher ratios, high school graduation rates, and per-pupil expenditure data published by state departments of education.
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