City Profile

Jeffersonville, Indiana

USA · Comprehensive city data and intelligence

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Overall Score

Jeffersonville, Indiana, located along the scenic Ohio River directly across from Louisville, Kentucky, boasts a rich history rooted in shipbuilding, river commerce, and railroad development. Today, it has evolved into a vibrant and rapidly growing community that seamlessly blends historic charm with modern economic expansion. People are drawn to the city for its affordable cost of living, excellent riverfront amenities, and close proximity to a major metropolitan area while retaining a tight-knit, small-town feel.

About Indiana

Indiana, known as the "Hoosier State," offers a practical and community-oriented lifestyle with a cost of living generally below the national average. Its economy is diverse, with major industries including advanced manufacturing (automotive, steel, pharmaceuticals, medical devices), agriculture (corn, soybeans, hogs), life sciences, and logistics. The state experiences a humid continental climate, characterized by hot, muggy summers and cold, snowy winters, with spring and fall offering more moderate temperatures. Residents often value a relaxed pace of life, strong community ties, and access to outdoor activities and major metropolitan areas.

49,870

Population

$58K

Avg Salary

Cost Index

64.6

Quality Score

How this 65/100 was calculated five components, with every reading behind them

Component	Readings used	Points	Weight	Contributes
Safety	Safety score: 70 / 100	70.0	30%	21.0
Affordability	Cost of living index (100 = national baseline): 92.0	53.8	25%	13.4
Economy & jobs	Median household income: $64,500 Income needed to live here: $50,000 Unemployment rate: 3.9%	68.8	20%	13.8
Growth	Population growth rate: 1.4% Job growth rate: 2.3%	63.0	15%	9.5
Business climate assessment	Business climate assessment: 70 / 100	70.0	10%	7.0
Overall score				64.6

Provenance. These figures were produced by the research pass recorded as Gemini (ungrounded) (q=54, partial — below threshold), last refreshed 16 October 2026. They are researched estimates drawn from public sources, not a licensed data feed.

Each component is scored against fixed published endpoints, so this number is comparable with any other city and does not move as the dataset grows. Scoring framework 2026.10 — full methodology, weights and accepted ranges.

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Performance

Quality Scores

Business

Livability

Affordability

Growth

Expenses

Cost of Living

The cost of living in Jeffersonville remains comfortably below the national average, making it an increasingly attractive destination for families, young professionals, and retirees alike. Housing, utilities, and grocery expenses are particularly reasonable compared to larger urban centers across the country. While overall expenses have risen modestly in line with regional growth, the city still offers exceptional financial value for your dollar.

Average Rent

$1,350/mo

Groceries

$380/mo

Transport

$110/mo

Utilities

$175/mo

Healthcare

$220/mo

Gym membership (monthly)

$42.00

Cinema ticket

$13.00

Restaurant meal (mid-range)

$22.00

Monthly groceries

$380.00

Doctor visit (without insurance)

$140.00

Income

Salary Insights

Jeffersonville benefits from a robust regional economy driven primarily by logistics, manufacturing, healthcare, and retail sectors. Major employment anchors include industrial operations at the massive River Ridge Commerce Center and healthcare systems serving Clark County. The local job market demonstrates steady growth with expanding career opportunities in supply chain management, warehousing, and professional services.

The average salary in Jeffersonville is $58,000 per year. You would need approximately $50,000 to live comfortably.

Employment

Top Industries

Manufacturing +1.50% Retail and Hospitality +1.90% Logistics and Distribution +3.20% Healthcare Services +2.40% Government and Public Administration +1.00%

Weather

Climate

🌡️

58°F

Avg Temp

☀️

86°F

Summer High

❄️

27°F

Winter Low

🌧️

52.90"

Annual Rain

💧

68.00%

Humidity

🌤️

238

Sunny Days

Mobility

Transport

Transportation in Jeffersonville is predominantly car-dependent outside of the highly walkable historic downtown core, where sidewalks and pedestrian paths are well-maintained. Commuters benefit from direct access to major interstate corridors like Interstate 65, making the drive across the river into downtown Louisville quick and efficient. While local public mass transit options are somewhat limited, regional bus services connect key points throughout Greater Louisville.

22 min

Avg Commute

40.00/10

Transit Score

52.00/10

Walkability

High

Car Dependency

At a Glance

Pros & Cons

Advantages

Affordable housing market with median home values comfortably below the national average per Zillow data

Prime location along the Ohio River with direct pedestrian and cycling access to Louisville via the Big Four Bridge

Rapid job growth and economic momentum driven by the continued expansion of the River Ridge Commerce Center

Vibrant and revitalized historic downtown district featuring local dining, craft breweries, and community events

Family-friendly residential neighborhoods featuring low crime rates and strong community engagement

Drawbacks

High car dependency outside of the walkable historic downtown core

Above-average annual rainfall of 52.9 inches requiring attentive property drainage management

Traffic congestion during peak morning and evening commute hours on major bridge routes into Louisville

Limited local public mass transit options for getting around without a personal vehicle

Upward pressure on rental and housing costs driven by steady regional population influx

Head to Head

Compare Jeffersonville

Jeffersonville VS Grants Pass Jeffersonville VS Binghamton Jeffersonville VS Cincinnati Jeffersonville VS Aiken

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Nearby Cities

Bloomington

Greenwood

Indianapolis

Lawrence

Community Q&A

Questions about Jeffersonville

What people ask about living in and moving to Jeffersonville, Indiana.

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Gathering the most common questions about Jeffersonville…

FAQ

Frequently Asked Questions

Urblytica benchmarks its Cost of Living Index against a United States national average baseline of 100. A score of 115 means a city is approximately 15% more expensive than the national average, while a score of 85 indicates it is 15% more affordable. This composite calculation is weighted across six primary expenditure categories: housing, utilities, grocery items, transportation, healthcare, and miscellaneous goods.

Urblytica aggregates housing data from multiple authoritative sources, including Multiple Listing Service (MLS) feeds, municipal property tax registries, the U.S. Census Bureau’s American Community Survey (ACS), and verified historical deed transactions. This multi-tier aggregation ensures precision in tracking median home values and rental rates.

A municipality must meet minimum data-density thresholds—including consistent reporting population samples from the U.S. Census and active residential or commercial real estate transaction feeds—to ensure statistical significance before a complete scoring profile is published.

When primary agencies (such as the Bureau of Labor Statistics or U.S. Census Bureau) issue historical data revisions or benchmark corrections, Urblytica's data pipeline automatically re-indexes affected historical archives to maintain longitudinal trend accuracy.

U.S. affordability calculations incorporate federal income tax brackets, state-specific income tax rates, and local municipal tax variations to evaluate the true net tax drag on median household earnings across different states and cities.

Local county and municipal property tax millage rates are factored directly into the housing component of the cost-of-living index to reflect recurring annual tax burdens for homeowners.

The platform aggregates state sales taxes alongside county and city surtaxes to measure consumer basket purchasing power parity accurately across different retail jurisdictions.

Utility calculations apply regional seasonal consumption weightings, incorporating high summer air conditioning loads in southern states and heavy winter heating demands in northern states.

The index tracks average out-of-pocket healthcare expenses, routine outpatient visit costs, and regional health insurance premium benchmarks published by federal health agencies.

Educational metrics aggregate state standardized testing benchmarks, student-to-teacher ratios, high school graduation rates, and per-pupil expenditure data published by state departments of education.

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