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Lynn, Massachusetts

USA · Comprehensive city data and intelligence

53
Overall Score

Lynn, Massachusetts is a historic industrial and coastal city located in Essex County, roughly four miles northeast of Boston. Settled in 1629 and famously known as the 'City of Firsts' for its pioneering role in early American manufacturing, it evolved from colonial shoe and leather production into a powerhouse of heavy industry anchored by GE Aerospace. Today, Lynn is celebrated for its dynamic cultural diversity, thriving arts scene centered around a revitalized downtown district, and miles of scenic coastline along the Atlantic Ocean. People move to Lynn for its relatively accessible housing stock compared to downtown Boston, combined with robust commuter rail connections and an energetic urban character.

About Massachusetts

Massachusetts is a New England state known for its rich history, world-class educational institutions, and diverse communities. Its economy is robust, driven by major industries such as technology, healthcare, biotechnology, finance, and education. Living in Massachusetts generally comes with a high cost of living, particularly for housing, which is significantly above the national average. The state experiences a humid continental climate with distinct four seasons, including cold, snowy winters and warm, rainy summers. The lifestyle is often characterized by a fast-paced, well-educated populace that values hard work, civic responsibility, and a vibrant cultural scene.

104,236
Population
$75K
Avg Salary
108
Cost Index
52.6
Quality Score
How this 53/100 was calculated five components, with every reading behind them
Component Readings used Points Weight Contributes
Safety Safety score: 65 / 100 65.0 30% 19.5
Affordability Cost of living index (100 = national baseline): 108.0 33.8 25% 8.4
Economy & jobs Median household income: $75,043 Income needed to live here: $65,000 Unemployment rate: 5.2% 52.2 20% 10.4
Growth Population growth rate: 0.64% Job growth rate: 1.8% 48.5 15% 7.3
Business climate assessment Business climate assessment: 70 / 100 70.0 10% 7.0
Overall score 52.6

Provenance. These figures were produced by the research pass recorded as Gemini (ungrounded) (q=55, partial — below threshold), last refreshed 12 October 2026. They are researched estimates drawn from public sources, not a licensed data feed.

Each component is scored against fixed published endpoints, so this number is comparable with any other city and does not move as the dataset grows. Scoring framework 2026.10 — full methodology, weights and accepted ranges.

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Quality Scores

Business
70
Livability
74
Affordability
68
Growth
72

Cost of Living

The cost of living in Lynn sits moderately above the national average, heavily influenced by its proximity to the greater Boston metropolitan real estate market. Housing represents the largest expense for residents, with home prices and monthly rents reflecting strong regional demand despite being more affordable than neighboring coastal communities like Swampscott or Marblehead. Everyday expenses such as groceries, utilities, and transportation track relatively close to state norms, though savings can be realized by shopping at local neighborhood markets and utilizing public transit.

While municipal taxes and utility rates add to standard household expenditures, Lynn's cost profile remains attractive for working professionals and families seeking urban-suburban living within striking distance of Boston's economic core. Local initiatives and continued downtown commercial investments have helped buffer residents against some of the sharper inflationary pressures felt elsewhere in Suffolk and Middlesex counties. Overall, careful budgeting allows households to navigate the local economy comfortably while enjoying coastal access and urban amenities.

Average Rent
$2,450/mo
Groceries
$400/mo
Transport
$90/mo
Utilities
$180/mo
Healthcare
$230/mo
Gym membership (monthly)
$50.00
Cinema ticket
$15.00
Restaurant meal (mid-range)
$25.00
Monthly groceries
$400.00
Doctor visit (without insurance)
$150.00

Salary Insights

Lynn's economic landscape is anchored by a mix of advanced manufacturing, healthcare, education, and professional services. GE Aerospace stands out as a foundational historic employer, providing thousands of high-skilled engineering and manufacturing jobs within the city limits. Additionally, the broader healthcare and social assistance sector—bolstered by regional medical networks and local health centers—serves as a massive employment engine alongside educational services provided by the public school system and local institutions.

The city's designation as a Massachusetts Gateway City has spurred targeted economic development, encouraging new small businesses, creative arts enterprises, and technology-adjacent startups to set down roots in its urban core. A growing number of residents also engage in remote or hybrid work setups, taking advantage of local co-working spaces and swift commuter rail lines into Boston. This diverse employment base provides solid resilience against economic downturns and steady career opportunities across multiple sectors.

The average salary in Lynn is $75,043 per year. You would need approximately $65,000 to live comfortably.

Top Industries

Healthcare & Social Assistance +2.60% Educational Services +1.50% Retail & Food Services +1.20% Professional & Scientific Services +2.40% Advanced Manufacturing & Aerospace +1.90%

Climate

🌡️
50°F
Avg Temp
☀️
78°F
Summer High
❄️
21°F
Winter Low
🌧️
41.10"
Annual Rain
💧
65.00%
Humidity
🌤️
245
Sunny Days

Transport

Transportation in Lynn is a major draw for commuters, anchored by the MBTA Commuter Rail's Newburyport/Rockport Line, which connects Central Square to Boston's North Station in under twenty minutes. A comprehensive network of MBTA bus routes also crisscrosses the city, providing reliable connections to surrounding hubs like Malden, Revere, and Peabody. For drivers, major arterial routes such as Route 1A and Route 107 offer direct paths toward Boston and the wider North Shore region.

With a commendable walk score of 70 for central neighborhoods, daily errands can often be accomplished on foot without relying entirely on a car. While bicycle infrastructure is progressively expanding, many residents find that a combination of walking, commuter rail, and occasional driving creates a highly functional transit routine. Traffic congestion during peak rush hours remains a typical urban hurdle, but transit alternatives help mitigate commute stress.

32 min
Avg Commute
40.00/10
Transit Score
70.00/10
Walkability
Medium
Car Dependency

Pros & Cons

Advantages
Median rent of $2,450 offers significant savings compared to Boston's metropolitan averages while remaining close to the coast
MBTA Commuter Rail provides fast under-20-minute direct access from Central Square to Boston's North Station
Lynn Woods Reservation offers 2,200 acres of pristine public forest, hiking trails, and outdoor recreation
Exceptionally diverse cultural scene featuring authentic global cuisine and vibrant public street art festivals
Proximity to major employment anchors including GE Aerospace and regional healthcare networks
Drawbacks
Overall cost of living tracks roughly 8% above the national average due to regional housing pressures
Traffic congestion along major commuter arteries like Route 1A can cause heavy delays during peak hours
Property crime and localized urban safety challenges require ongoing municipal and police intervention
portions of the housing stock are older and may require significant maintenance or energy retrofitting
Public school performance metrics have historically faced challenges typical of urban Gateway Cities

Questions about Lynn

What people ask about living in and moving to Lynn, Massachusetts.

Gathering the most common questions about Lynn…

Frequently Asked Questions

Urblytica benchmarks its Cost of Living Index against a United States national average baseline of 100. A score of 115 means a city is approximately 15% more expensive than the national average, while a score of 85 indicates it is 15% more affordable. This composite calculation is weighted across six primary expenditure categories: housing, utilities, grocery items, transportation, healthcare, and miscellaneous goods.

Urblytica aggregates housing data from multiple authoritative sources, including Multiple Listing Service (MLS) feeds, municipal property tax registries, the U.S. Census Bureau’s American Community Survey (ACS), and verified historical deed transactions. This multi-tier aggregation ensures precision in tracking median home values and rental rates.

A municipality must meet minimum data-density thresholds—including consistent reporting population samples from the U.S. Census and active residential or commercial real estate transaction feeds—to ensure statistical significance before a complete scoring profile is published.

When primary agencies (such as the Bureau of Labor Statistics or U.S. Census Bureau) issue historical data revisions or benchmark corrections, Urblytica's data pipeline automatically re-indexes affected historical archives to maintain longitudinal trend accuracy.

U.S. affordability calculations incorporate federal income tax brackets, state-specific income tax rates, and local municipal tax variations to evaluate the true net tax drag on median household earnings across different states and cities.

Local county and municipal property tax millage rates are factored directly into the housing component of the cost-of-living index to reflect recurring annual tax burdens for homeowners.

The platform aggregates state sales taxes alongside county and city surtaxes to measure consumer basket purchasing power parity accurately across different retail jurisdictions.

Utility calculations apply regional seasonal consumption weightings, incorporating high summer air conditioning loads in southern states and heavy winter heating demands in northern states.

The index tracks average out-of-pocket healthcare expenses, routine outpatient visit costs, and regional health insurance premium benchmarks published by federal health agencies.

Educational metrics aggregate state standardized testing benchmarks, student-to-teacher ratios, high school graduation rates, and per-pupil expenditure data published by state departments of education.

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