Urblytica 30 days free banner
Urblytica - Free Event Listing
List Business List Event

Lexington, Kentucky

USA · Comprehensive city data and intelligence

61
Overall Score

Lexington, Kentucky, famously known as the Horse Capital of the World and the Athens of the West, sits at the heart of the scenic Bluegrass region. Established in 1782 and incorporated as a consolidated urban-county government with Fayette County, it blends rich equestrian heritage with a sophisticated, modern vibe. People are frequently drawn to the area for its unique mix of southern hospitality, rolling horse farms, a thriving local arts scene, and a vibrant college-town energy anchored by the University of Kentucky.

About Kentucky

Kentucky, known as the Bluegrass State, offers a blend of Southern charm and Midwestern practicality with a rich heritage rooted in horse racing, bourbon, and bluegrass music. The economy is diverse, with manufacturing (especially automotive), healthcare, and agriculture (including horses, cattle, corn, and tobacco) being major industries. Living in Kentucky is generally affordable, with the cost of living estimated to be 10-12% lower than the national average, particularly for housing. The state experiences a humid subtropical climate with four distinct seasons, featuring warm, humid summers and moderately cold, rainy winters. Residents enjoy a lifestyle that balances urban amenities in cities like Louisville and Lexington with abundant outdoor recreation opportunities and a strong sense of community.

329,751
Population
$62K
Avg Salary
93
Cost Index
60.7
Quality Score
How this 61/100 was calculated five components, with every reading behind them
Component Readings used Points Weight Contributes
Safety Safety score: 70 / 100 70.0 30% 21.0
Affordability Cost of living index (100 = national baseline): 93.0 52.5 25% 13.1
Economy & jobs Median household income: $69,479 Income needed to live here: $52,000 Unemployment rate: 4.3% 69.1 20% 13.8
Growth Population growth rate: 0.34% Job growth rate: 1.1% 37.8 15% 5.7
Business climate assessment Business climate assessment: 71 / 100 71.0 10% 7.1
Overall score 60.7

Provenance. These figures were produced by the research pass recorded as Gemini (Tier 1 (fast), q=74), last refreshed 11 October 2026. They are researched estimates drawn from public sources, not a licensed data feed.

Each component is scored against fixed published endpoints, so this number is comparable with any other city and does not move as the dataset grows. Scoring framework 2026.10 — full methodology, weights and accepted ranges.

Businesses in Lexington

Featured local businesses in Lexington.

Put your business in front of people moving to Lexington Featured businesses appear here for everyone researching Lexington. Add a featured spot to your banner package, or start with a free listing.

Quality Scores

Business
71
Livability
77
Affordability
72
Growth
73

Cost of Living

The cost of living in Lexington remains notably favorable, running about 7% below the national average according to recent regional economic data. Everyday expenses such as groceries, utilities, and general services track well beneath typical metropolitan baselines across the United States. While housing demand has risen steadily alongside population growth, costs remain far more manageable than in coastal hubs, making the region highly attractive to families and professionals.

Average Rent
$1,552/mo
Groceries
$400/mo
Transport
$120/mo
Utilities
$180/mo
Healthcare
$230/mo
Gym membership (monthly)
$45.00
Cinema ticket
$13.00
Restaurant meal (mid-range)
$20.00
Monthly groceries
$400.00
Doctor visit (without insurance)
$140.00

Salary Insights

Lexington features a robust, diversified economy anchored by major sectors including healthcare, education, advanced manufacturing, and technology. The University of Kentucky serves as the region's largest employer, driving extensive research, healthcare innovation, and professional opportunities. Additionally, the area supports a growing entrepreneurial ecosystem and strong remote work infrastructure, drawing young professionals and major businesses seeking a skilled, highly educated workforce.

The average salary in Lexington is $62,200 per year. You would need approximately $52,000 to live comfortably.

Top Industries

Retail Trade +1.50% Manufacturing +1.00% Accommodation and Food Services +2.00% Educational Services +1.20% Healthcare and Social Services +2.40%

Climate

🌡️
56°F
Avg Temp
☀️
85°F
Summer High
❄️
26°F
Winter Low
🌧️
54.20"
Annual Rain
💧
65.00%
Humidity
🌤️
236
Sunny Days

Transport

Getting around Lexington is primarily car-dependent, though the city features expanding public transit options via LexTran bus routes. Commute times average around 20 to 25 minutes, which is shorter than the national average for mid-sized metros. Major highway intersections like I-64 and I-75 provide seamless regional travel, while walkability is highest in downtown and near the university campus.

20 min
Avg Commute
45.00/10
Transit Score
52.00/10
Walkability
High
Car Dependency

Pros & Cons

Advantages
Cost of living runs approximately 7% below the national average per regional economic reports.
Over 51% of residents over 25 hold a bachelor's degree or higher, reflecting an exceptionally educated workforce.
Short average commute times of roughly 20 minutes facilitate convenient daily travel.
Thriving cultural and recreational amenities include the historic Keeneland Race Course and extensive park systems.
Major regional medical hub anchored by world-class facilities like UK HealthCare.
Drawbacks
Public transportation options are limited outside of core urban and campus routes, increasing reliance on personal vehicles.
Increasing housing demand has driven steady rental and real estate price appreciation over recent years.
Local manufacturing employment sectors have experienced minor year-over-year contractions.
Poverty rates hover near 14.9%, indicating economic disparities within certain urban pockets.
summers can feature high humidity levels typical of the broader Kentucky climate region.

Questions about Lexington

What people ask about living in and moving to Lexington, Kentucky.

Gathering the most common questions about Lexington…

Frequently Asked Questions

Urblytica benchmarks its Cost of Living Index against a United States national average baseline of 100. A score of 115 means a city is approximately 15% more expensive than the national average, while a score of 85 indicates it is 15% more affordable. This composite calculation is weighted across six primary expenditure categories: housing, utilities, grocery items, transportation, healthcare, and miscellaneous goods.

Urblytica aggregates housing data from multiple authoritative sources, including Multiple Listing Service (MLS) feeds, municipal property tax registries, the U.S. Census Bureau’s American Community Survey (ACS), and verified historical deed transactions. This multi-tier aggregation ensures precision in tracking median home values and rental rates.

A municipality must meet minimum data-density thresholds—including consistent reporting population samples from the U.S. Census and active residential or commercial real estate transaction feeds—to ensure statistical significance before a complete scoring profile is published.

When primary agencies (such as the Bureau of Labor Statistics or U.S. Census Bureau) issue historical data revisions or benchmark corrections, Urblytica's data pipeline automatically re-indexes affected historical archives to maintain longitudinal trend accuracy.

U.S. affordability calculations incorporate federal income tax brackets, state-specific income tax rates, and local municipal tax variations to evaluate the true net tax drag on median household earnings across different states and cities.

Local county and municipal property tax millage rates are factored directly into the housing component of the cost-of-living index to reflect recurring annual tax burdens for homeowners.

The platform aggregates state sales taxes alongside county and city surtaxes to measure consumer basket purchasing power parity accurately across different retail jurisdictions.

Utility calculations apply regional seasonal consumption weightings, incorporating high summer air conditioning loads in southern states and heavy winter heating demands in northern states.

The index tracks average out-of-pocket healthcare expenses, routine outpatient visit costs, and regional health insurance premium benchmarks published by federal health agencies.

Educational metrics aggregate state standardized testing benchmarks, student-to-teacher ratios, high school graduation rates, and per-pupil expenditure data published by state departments of education.

Get quotes from local pros in Lexington

Tell us what you need and we’ll pass it to companies that serve your area. It’s free, and there’s no obligation.

Compare Lexington with any city

See how it stacks up on cost, income, and quality of life.

Start Comparing

Sponsored