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Kentucky City Intelligence

Compare cost of living, salaries, and quality of life across cities in Kentucky.

Kentucky, known as the Bluegrass State, offers a blend of Southern charm and Midwestern practicality with a rich heritage rooted in horse racing, bourbon, and bluegrass music. The economy is diverse, with manufacturing (especially automotive), healthcare, and agriculture (including horses, cattle, corn, and tobacco) being major industries. Living in Kentucky is generally affordable, with the cost of living estimated to be 10-12% lower than the national average, particularly for housing. The state experiences a humid subtropical climate with four distinct seasons, featuring warm, humid summers and moderately cold, rainy winters. Residents enjoy a lifestyle that balances urban amenities in cities like Louisville and Lexington with abundant outdoor recreation opportunities and a strong sense of community.

20
Cities
$58K
Avg Salary
89
Avg Cost Index
Independence
Top City

About Kentucky

Kentucky is a state in USA with 20 cities tracked on Urblytica. The average cost index across its cities is 89, with average salaries around $57,674. Explore cost of living, salary data, and quality of life metrics for each city below.

Cities in Kentucky

Independence #1 Best City 71

Independence

Kentucky, USA

SafetyA
CostB-
Growth72
Avg. Rent$1,450
Median Income$82,500
Cost of Living96/100
View Analytical Data
Georgetown #2 Best City 68

Georgetown

Kentucky, USA

SafetyB+
CostB
Growth76
Avg. Rent$1,250
Median Income$68,500
Cost of Living92/100
View Analytical Data
Jeffersontown #3 Best City 67

Jeffersontown

Kentucky, USA

SafetyA-
CostB-
Growth73
Avg. Rent$1,400
Median Income$76,500
Cost of Living94/100
View Analytical Data
Nicholasville #4 Best City 66

Nicholasville

Kentucky, USA

SafetyB+
CostB
Growth75
Avg. Rent$1,250
Median Income$61,500
Cost of Living92/100
View Analytical Data
Elizabethtown #5 Best City 66

Elizabethtown

Kentucky, USA

SafetyB+
CostB
Growth71
Avg. Rent$1,150
Median Income$61,500
Cost of Living88/100
View Analytical Data
Bowling Green #6 Best City 65

Bowling Green

Kentucky, USA

SafetyB
CostB
Growth76
Avg. Rent$1,150
Median Income$58,500
Cost of Living92/100
View Analytical Data
Florence #7 Best City 64

Florence

Kentucky, USA

SafetyB+
CostB
Growth73
Avg. Rent$1,350
Median Income$63,500
Cost of Living92/100
View Analytical Data
Richmond #8 Best City 63

Richmond

Kentucky, USA

SafetyB
CostB
Growth71
Avg. Rent$950
Median Income$53,500
Cost of Living88/100
View Analytical Data
Owensboro #9 Best City 62

Owensboro

Kentucky, USA

SafetyB
CostB
Growth69
Avg. Rent$950
Median Income$58,500
Cost of Living87/100
View Analytical Data
Frankfort #10 Best City 61

Frankfort

Kentucky, USA

SafetyB+
CostB
Growth69
Avg. Rent$1,100
Median Income$55,400
Cost of Living91/100
View Analytical Data
Louisville #11 Best City 61

Louisville

Kentucky, USA

SafetyB-
CostB
Growth71
Avg. Rent$1,250
Median Income$65,200
Cost of Living92/100
View Analytical Data
Radcliff #12 Best City 61

Radcliff

Kentucky, USA

SafetyB
CostB
Growth68
Avg. Rent$1,150
Median Income$54,000
Cost of Living88/100
View Analytical Data
Madisonville #13 Best City 61

Madisonville

Kentucky, USA

SafetyB
CostB+
Growth62
Avg. Rent$850
Median Income$47,500
Cost of Living82/100
View Analytical Data
Lexington #14 Best City 61

Lexington

Kentucky, USA

SafetyB
CostB-
Growth73
Avg. Rent$1,552
Median Income$69,479
Cost of Living93/100
View Analytical Data
Henderson #15 Best City 60

Henderson

Kentucky, USA

SafetyB
CostB
Growth67
Avg. Rent$950
Median Income$54,500
Cost of Living87/100
View Analytical Data
Paducah #16 Best City 60

Paducah

Kentucky, USA

SafetyB
CostB+
Growth69
Avg. Rent$950
Median Income$48,500
Cost of Living85/100
View Analytical Data
Covington #17 Best City 59

Covington

Kentucky, USA

SafetyB-
CostB
Growth72
Avg. Rent$1,250
Median Income$58,500
Cost of Living92/100
View Analytical Data
Ashland #18 Best City 59

Ashland

Kentucky, USA

SafetyB
CostB+
Growth60
Avg. Rent$850
Median Income$52,715
Cost of Living82/100
View Analytical Data
Hopkinsville, Kentucky city skyline – cost of living, safety and quality of life data Bedford at en.wikipedia (Public domain) via Wikimedia Commons #19 Best City 49

Hopkinsville

Kentucky, USA

SafetyD
CostB+
Growth55
Avg. Rent$989
Median Income$49,139
Cost of Living85/100
View Analytical Data

Start a business in Kentucky

Register your LLC, Corporation, or Nonprofit in Kentucky — here are the key state figures. Filings go through the Michael Adams office.

Start your Kentucky formation Formation guidance via BizStateFiling
$40
State Filing Fee
4.5%
State Income Tax
6%
Sales Tax
Required
Franchise Tax

Do business & find care in Kentucky

Business & Franchises

Ready to buy, franchise, or launch a business in Kentucky?

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Senior Care

474 senior care facilities in Kentucky — assisted living, nursing & memory care.

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Common questions about Kentucky

How is Urblytica's Cost of Living Index calculated relative to the national baseline?
Where does Urblytica source its real estate and housing market data?
What criteria determine whether a city is eligible for a full Urblytica economic and lifestyle profile?
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